Assistant Retail Legal Collection Advisor

Job Purpose Monitor various Written off and NPL (non-performing loans) portfolios’ activities within the Retail Banking to collect the bank's rights from defaulting clients through the collection team and the lawyers’ team. Key Accountabilities Collection / Legal Action: • Maintain the Follow up with the defaulting clients to collect the rights of the bank through negotiation with clients and filing lawsuits against them when needed with the participation of the collection team and supervising them in order to collect the bank's rights • Analyze the financial studies on applications for filing lawsuits • Follow-up clients of the Kafalah program for collection and claim confiscation of their sponsorship • Monitor the Follow-up with clients in the payment of scheduling installments and urge them to pay. Policies, Processes & Procedures • Review all relevant departmental policies, processes, standard operating procedures and instructions so that work is carried out in a controlled and consistent manner. • Adhere to the Bank’s AML/CTF policy, guidelines and all SAMA’s regulations relating to account opening, KYC and Customer Due Diligence. • Adhere to the Bank’s Cyber Security policies, and all SAMA regulations. Ensure to support SNB to comply with internal, national, and international Cyber Security controls and regulations. Internal Processes and Practices (Collection, NPL, Retail Litigation) • Implement the strategy of legal Retail collection management and monitor the performance of implementation to ensure the achievement of objectives. • Monitor the Follow-up with legal positioning of collection clients to find out the developments related to their accounts • Work on the financial and accounting constraints of the defaulting clients in the retail collection portfolio • Review and study offers submitted by clients and completing what is necessary to present them to the competent internal authorities • Receive credit approvals and follow-up its implementation in accordance with the conditions stated therein • Maintain various litigation and dispute settlement activities and negotiations in order to ensure that all legal rights are protected. Reporting: • Prepare reports on collection management periodically every quarter. Related Assignments: • Perform other related duties or assignments as directed. Qualifications, Experience, Skills & Competencies Education: • Bachelor’s degree in Law or any related field Experience: • 1-2 years of experience in the field of law and banks Skills & Competencies: • Knowledge of law and regulations in Saudi Arabia. • Negotiation and persuasion skills. • Problem solving skill • Advanced planning & organizing Skills • Advanced negotiation skills • Legal report drafting skill Location Central Region, Western Region, and Eastern Region

Monitor various Written off and NPL (non-performing loans) portfolios’ activities within the Retail Banking to collect the bank's rights from defaulting clients through the collection team and the lawyers’ team. Maintain the Follow up with the defaulting clients to collect the rights of the bank through negotiation with clients and filing lawsuits against them when needed with the participation of the collection team and supervising them in order to collect the bank's rights. Analyze the financial studies on applications for filing lawsuits. Follow-up clients of the Kafalah program for collection and claim confiscation of their sponsorship. Monitor the Follow-up with clients in the payment of scheduling installments and urge them to pay. Review all relevant departmental policies, processes, standard operating procedures and instructions so that work is carried out in a controlled and consistent manner. Adhere to the Bank’s AML/CTF policy, guidelines and all SAMA’s regulations relating to account opening, KYC and Customer Due Diligence. Adhere to the Bank’s Cyber Security policies, and all SAMA regulations. Ensure to support SNB to comply with internal, national, and international Cyber Security controls and regulations. Implement the strategy of legal Retail collection management and monitor the performance of implementation to ensure the achievement of objectives. Monitor the Follow-up with legal positioning of collection clients to find out the developments related to their accounts. Work on the financial and accounting constraints of the defaulting clients in the retail collection portfolio. Review and study offers submitted by clients and completing what is necessary to present them to the competent internal authorities. Receive credit approvals and follow-up its implementation in accordance with the conditions stated therein. Maintain various litigation and dispute settlement activities and negotiations in order to ensure that all legal rights are protected. Prepare reports on collection management periodically every quarter. Perform other related duties or assignments as directed.