Collection Officer

Rakbank is committed to supporting the UAE's Emiratisation agenda by attracting, developing, and empowering Emirati talent. We are looking for a motivated Collection Specialist to join our Credit Collections team and contribute to delivering exceptional customer outcomes while supporting the Bank's risk management objectives. This role offers an excellent opportunity for UAE Nationals seeking to build a rewarding career within the banking industry. What You Will Do:: Manage and recover delinquent accounts in line with agreed collection and recovery targets. Monitor early warning indicators and support proactive risk mitigation activities. Engage with customers through approved communication channels to facilitate account regularization and minimize delinquency. Manage an allocated portfolio while maintaining productivity, quality, and service standards. Resolve customer queries professionally and escalate complex matters where appropriate. Support process improvement initiatives and contribute to operational excellence within the Collections function. Collaborate with internal stakeholders to deliver a positive customer experience and achieve team objectives. What We're Looking For: UAE National (Family Book required). Bachelor's Degree or equivalent qualification. Minimum 1 year of experience in Collections & Recovery or a related banking/customer service environment. Strong communication, negotiation, and relationship management skills. Ability to work in a target-driven environment and manage multiple priorities effectively. Understanding of collections, customer engagement, and financial concepts is advantageous. This position is exclusively open to UAE Nationals as part of Rakbank's commitment to Emiratisation. We are dedicated to attracting, developing, and empowering Emirati talent through meaningful career opportunities, structured development programs, and clear progression pathways that support the next generation of banking professionals in the UAE.

UAE National (Family Book required). Bachelor's Degree or equivalent qualification. Minimum 1 year of experience in Collections & Recovery or a related banking/customer service environment. Strong communication, negotiation, and relationship management skills. Ability to work in a target-driven environment and manage multiple priorities effectively. Understanding of collections, customer engagement, and financial concepts is advantageous.

Manage and recover delinquent accounts in line with agreed collection and recovery targets. Monitor early warning indicators and support proactive risk mitigation activities. Engage with customers through approved communication channels to facilitate account regularization and minimize delinquency. Manage an allocated portfolio while maintaining productivity, quality, and service standards. Resolve customer queries professionally and escalate complex matters where appropriate. Support process improvement initiatives and contribute to operational excellence within the Collections function. Collaborate with internal stakeholders to deliver a positive customer experience and achieve team objectives.