Assistant Relationship Manager

What You’ll Be Doing: Relationship & Client Management Support Relationship Managers in maintaining and developing client relationships. Respond to client enquiries and coordinate with internal departments to ensure timely resolution. Identify potential business opportunities within the existing portfolio. Assist in cross-sell initiatives and customer engagement activities. Credit & Portfolio Management Prepare credit proposals, credit memos, amendments, revalidations, extensions, and related documentation. Support industry and financial analysis for credit assessment purposes. Monitor portfolio documentation and ensure covenant compliance. Assist in portfolio reviews and ongoing credit monitoring. Transaction & Operational Support Support transactional requirements including trade finance, term loans, remittances, and other lending facilities. Coordinate disbursements and documentation with Operations, Trade Finance, and related teams. Assist with account opening, profile updates, digital banking applications, authorization letters, and balance confirmations. Ensure smooth execution of day-to-day banking requirements for clients. Stakeholder Coordination Liaise with Risk, Credit, Treasury, Legal, Operations, Compliance, and other internal stakeholders. Coordinate requests and documentation requirements to facilitate efficient turnaround times. Consolidate and submit reports to relevant departments when required. Compliance & Governance Conduct required customer and credit-related checks including AECB and other internal verification processes. Ensure adherence to AML, KYC, regulatory requirements, and internal policies. Support audit readiness and maintain accurate client and portfolio records. Ensure all activities comply with the Bank's governance and risk management frameworks. What We’re Looking For: Education: Bachelor’s Degree in a relevant discipline. MBA, CA, or CFA qualification would be an advantage. Experience: Minimum 4 years of experience in Business Banking, Commercial Banking, Corporate Banking, or a similar role. Experience supporting relationship management and credit-related activities. Industry Exposure: Sound understanding of commercial banking products and services. Exposure to credit analysis, financial statement analysis, and portfolio management. Knowledge of local banking regulations, AML requirements, and Central Bank guidelines. What’s In It For You: Competitive, performance-linked compensation. Medical coverage for you and your family. Comprehensive life insurance. Exposure to a diverse commercial client portfolio. Opportunities for professional development and career progression. Collaborative and high-performance work environment. Skills: Financial Analysis: Strong understanding of financial statements, ratio analysis, and forecasting. Credit Management: Experience in credit proposal preparation and portfolio administration. Customer Focus: Ability to provide responsive and professional client service. Stakeholder Management: Strong coordination skills across multiple internal functions. Regulatory Knowledge: Understanding of AML, KYC, compliance requirements, and local banking practices. Technical Skills: Proficient in MS Office and banking systems with strong attention to detail.

Education: Bachelor’s Degree in a relevant discipline. MBA, CA, or CFA qualification would be an advantage. Experience: Minimum 4 years of experience in Business Banking, Commercial Banking, Corporate Banking, or a similar role. Experience supporting relationship management and credit-related activities. Industry Exposure: Sound understanding of commercial banking products and services. Exposure to credit analysis, financial statement analysis, and portfolio management. Knowledge of local banking regulations, AML requirements, and Central Bank guidelines.

Relationship & Client Management: Support relationship managers in maintaining and developing client relationships; respond to client enquiries; identify potential business opportunities; assist in cross-sell initiatives and customer engagement activities. Credit & Portfolio Management: Prepare credit proposals and related documentation; support industry and financial analysis for credit assessment; monitor portfolio documentation and covenant compliance; assist in portfolio reviews and ongoing credit monitoring. Transaction & Operational Support: Support transactional requirements including trade finance, term loans, remittances, and other lending facilities; coordinate disbursements and documentation; assist with account opening, profile updates, digital banking applications, authorization letters, and balance confirmations; ensure smooth day-to-day banking operations. Stakeholder Coordination: Liaise with Risk, Credit, Treasury, Legal, Operations, Compliance, and other internal stakeholders; coordinate requests to facilitate efficient turnaround times; consolidate and submit reports. Compliance & Governance: Conduct customer and credit-related checks; ensure AML, KYC, regulatory compliance; support audit readiness and maintain accurate client and portfolio records; ensure activities comply with governance and risk management frameworks.