Senior Payment Processing Accountant

We are a fast-growing payments business that processes funds for merchants across the region and require a detail-driven Senior Accountant to join our Merchant Business finance team in the UAE. You will report to the Finance Supervisor and help make sure merchant funds are accurate, safeguarded and paid on time. What you’ll do • Reconcile bank accounts that receive funds from the card schemes and pay out to merchants. This covers opening against closing balances, settlement files against credited funds, and paid-out funds against statements. • Process manual and exceptional merchant payouts, manage liquidity and move funds between pool and payout accounts. • Investigate failed, rejected and returned payouts, and respond to merchant claims and complaints. • Reconcile transaction costs, payout charges, chargebacks, refunds and reversed payouts, and follow up on unreconciled items. • Handle billing for aggregators, PSPs and acquirers, and manage the related bank relationships. This includes account opening and maintenance, online banking, KYC and integrations. • Prepare monthly and quarterly financial reporting, including prudential returns and documentation for the regulator. • Report and analyze revenue and cost, such as interchange fees and project costs, and support auditors and tax authorities. What you’ll bring • 3–5 years’ experience in banking or fintech, ideally in payments, acquiring or settlement. • A bachelor’s degree, preferably in Accounting or MIS. • Strong Excel and data analysis skills, and comfort with online banking platforms. • Knowledge of retail payment systems, merchant services and UAE regulation. • Sharp analytical skills, a head for numbers and clear communication with colleagues, banks and regulators. • A high standard of accuracy, and the ability to deliver to reporting deadlines. Why this role • It is a high-impact role in a regulated environment, where accuracy directly protects revenue and merchant trust. • You will work with Sales, Product, Customer Service, Operations, banks, auditors and regulators. • It is a 5-day, shift-based working pattern, with the role based in the UAE. Interested? Apply through LinkedIn or message me directly. All applications are handled in strict confidence, and no details will be shared without your consent.

3–5 years’ experience in banking or fintech, ideally in payments, acquiring or settlement. A bachelor’s degree, preferably in Accounting or MIS. Strong Excel and data analysis skills, and comfort with online banking platforms. Knowledge of retail payment systems, merchant services and UAE regulation. Sharp analytical skills, a head for numbers and clear communication with colleagues, banks and regulators. A high standard of accuracy, and the ability to deliver to reporting deadlines.

Reconcile bank accounts that receive funds from the card schemes and pay out to merchants. Process manual and exceptional merchant payouts, manage liquidity and move funds between pool and payout accounts. Investigate failed, rejected and returned payouts, and respond to merchant claims and complaints. Reconcile transaction costs, payout charges, chargebacks, refunds and reversed payouts, and follow up on unreconciled items. Handle billing for aggregators, PSPs and acquirers, and manage the related bank relationships. This includes account opening and maintenance, online banking, KYC and integrations. Prepare monthly and quarterly financial reporting, including prudential returns and documentation for the regulator. Report and analyze revenue and cost, such as interchange fees and project costs, and support auditors and tax authorities.