Senior Platform Product Manager, Risk Decisioning Platform/Scoring

Tabby creates financial freedom in the way people shop, earn and save by reshaping their relationship with money. Over 15 million users choose Tabby to stay in control of their spending and make the most out of their money. The company’s flagship offering allows shoppers to split their payments online and in-store with no interest or fees. Over 40,000 global brands and small businesses, including Amazon, Noon, IKEA, and SHEIN use Tabby to accelerate growth and gain loyal customers by offering easy and flexible payments online and in stores. Tabby generates over $10 billion in annual transaction volume for its partner brands and is the highest-rated, most-reviewed, largest, and fastest-growing FinTech in the GCC region. Tabby launched in 2019 and has since raised +$1 billion in equity and debt funding from global and regional investors, and is now valued at $3.3 billion. About the role Platform Product Manager combines classic product management skills with a deep understanding of technical architecture. This role actively participates in solving engineering and business problems on a daily basis. Tabby Scoring System is our in-house risk decisioning platform, the heart of scoring at Tabby: low-code tools to manage decisioning policies (Risk policies, KYC, KYB, etc.) and a decision engine to process them, powering real-time decisioning at scale, millions of decisions across UAE, KSA, KWT. The goal of the platform is independent, safe and fast self-service delivery of business changes, from policy design to production release, with no dependency on the platform team's capacity. You will own the platform end-to-end: vision, strategy, OKRs, roadmap. This is not a product owner or delivery role, and not a manager who relays business requests to the team. Demand permanently exceeds capacity, stakeholders are senior and assertive - the job is to set the direction and prioritize by business impact, including a well-argued "no" based on facts. - Own the vision and roadmap for the policy development and testing tools, execution engine, data sources connector and content management interfaces - Run customer development with internal users (risk analysts, risk engineers, domain product teams) yourself - from interviews to validated problem statements - Do the full analysis cycle hands-on: requirements and business analysis, problem decomposition, solution options with trade-offs - leveraging the team and LLM tools where they help, including digging into the codebase - Drive the self-service target state and be responsible for the platform's key metrics: lead time for content delivery, self-service coverage, SLA, user CSAT, etc. - Prioritize one backlog across Risk B2C, Risk B2B, product streams - by quantified impact - Work daily with engineering on architecture trade-offs - Prototype hands-on, including with LLMs - validate ideas before consuming engineering time; design and automate internal processes - Own platform OKRs and answer for them at C-level - Background - MUST: 4+ years as Platform/Technical PM for internal platforms: decision engines, risk/credit decisioning platforms, BRMS, rule engines, Internal Developer Platforms (IDP), antifraud or scoring platforms - MUST: knowledge in Scoring / Risk / Antifraud domains in Fintech/Banking - You have owned a product vision yourself - set direction, defended it, shipped it. Executing stakeholder-defined roadmaps is not a fit - You do discovery and analysis yourself, not through delegation: customer development, requirements, business analysis, high level solution design - Nice to have: prior experience as an Enterprise Architect, Development Team Lead, or Engineering Manager, always combined with experience in Product Management - Product Skills- Strong skills in problem identification and hard prioritization under demand > capacity, with real examples of killed initiatives and the reasoning behind them - Metrics trees for internal platforms with indirect value chains - Technical Skills- Can navigate a codebase (with LLM assistance is fine) to understand how the product actually works - Hands-on LLM experience: workflow automation, prototyping with LLM APIs or agent tools. "Used ChatGPT for emails" doesn't qualify - Ability to assess whether a proposed technical solution meets requirements - Experience evaluating technical quality of a product and its delivery processes, including technical monitoring and reliability practices - Communication- Strong English (B2+); can defend decisions and trade-offs at C-level, can defend decisions and trade-offs at C-level across culturally diverse, globally distributed teams - Strong team leadership and cross-functional collaboration skills Relocation and Employment We offer remote work from anywhere in the world (our schedule is based on Dubai time though) and are happy to work out an individual relocation plan for you. Our employees have the opportunity to choose a country for registration: at the moment those are Arm

Background - MUST: 4+ years as Platform/Technical PM for internal platforms: decision engines, risk/credit decisioning platforms, BRMS, rule engines, Internal Developer Platforms (IDP), antifraud or scoring platforms MUST: knowledge in Scoring / Risk / Antifraud domains in Fintech/Banking You have owned a product vision yourself - set direction, defended it, shipped it. Executing stakeholder-defined roadmaps is not a fit You do discovery and analysis yourself, not through delegation: customer development, requirements, business analysis, high level solution design Nice to have: prior experience as an Enterprise Architect, Development Team Lead, or Engineering Manager, always combined with experience in Product Management