ADIB

Senior Home Finance Advisor (Outsource)

Abu Dhabi, UAEPosted 10 months ago

Salary
AED 20k–30k a month· est.
Job type
Full time
Level
Junior
Field
Sales & Business Development
Work mode
On site

About the role

Role : Senior Home Finance Advisor Location : UAE Role Purpose: Responsible to accomplish the acquisition targets month on month within the approved guidelines of the bank. Key Accountabilities of the role • To source home finance applications from the eligible target segment of the bank • To ensure that individual targets are met month on month • To identify business development opportunities to increase sales • To ensure the daily submissions are complete in both documentation and credit requirements • Ensure adherence of all banks prescribed processes, standard operating procedures and central bank local requirements • To ensure appropriate KYC & ID&V has been completed for the customers in line with stipulated guidelines. • To ensure all correct and accurate information has been communicated to the customers. There should not be any instances of mis-sell, or incorrect information given to clients. Results required are: ✓ To ensure monthly disbursement targets are met. ✓ To ensure complete and correct applicants are submitted for a smooth and successful process. ✓ To ensure new avenues are opened such as to source new business and meet monthly targets Specialist Skills / Technical Knowledge Required for this role: Sales Experience, Real Estate Market Knowledge and working experience. Banking experience preferred but not mandatory. Previous experience required: Sales Experience of 2 years or more

Requirements

2+ years of sales experience. Real estate market knowledge. Banking experience is preferred but not mandatory. Previous experience in home finance or related lending is advantageous. Ability to meet monthly targets and achieve disbursement targets. Strong understanding of credit requirements, documentation, KYC & ID&V procedures, and adherence to SOPs and local regulations. Excellent communication to ensure accurate information to customers and to avoid mis-selling.

Responsibilities

Source home finance applications from eligible target segments. Meet monthly targets and disbursement objectives. Identify business development opportunities to increase sales. Ensure daily submissions are complete in documentation and credit requirements. Adhere to bank processes, SOPs, and local regulatory requirements. Ensure appropriate KYC & ID&V is completed. Communicate correct information to customers and avoid mis-selling. Maintain timely and accurate customer communications. Facilitate smooth and successful loan processing.

Skills

  • Sales
  • Real Estate Market Knowledge
  • Home Finance / Lending
  • KYC & ID&V procedures
  • Credit requirements
  • Documentation adherence
  • SOP adherence
  • Customer communication
  • Disbursement targets
  • Banking processes

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