Finance Manager

About Us Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid. At Visa, you'll have the opportunity to create impact at scale — tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world. Join Visa and do work that matters – to you, to your community, and to the world. Progress starts with you. Job Description Purpose The Finance Manager collaborates closely with the Finance and Client Facing organization, providing financial business support. This role involves overseeing financial planning, financial analysis, and reporting, managing financial risks, and financial modelling and reviewing of client deals and business cases. The role will support the delivery of the Budget, Forecast and Multi-Year Growth Plans driving efficiencies, and to support client deal structuring and approval process The Finance Manager will report to the KBO Head of Finance, to support in the Kingdom of Saudi Arabia, Bahrain, and Oman (KBO) overall business priorities. Principle Responsibilities/Key Results Area: Financial Management: - Production of key business drivers (e.g. volumes, transactions, etc.) to be used in strategic planning, annual budgeting and quarterly forecasting - Volume trend and product mix analysis (International vs. Domestic) - Proactive identification of development areas in designated markets; financial support of market development strategy - Support in pricing and interchange related discussion concerning the covered markets, to include the impacts of both pricing and interchanges on client profitability - Management of ad hoc/monthly/quarterly/yearly analysis of Market and Client trends to be used by all supported departments and the GCM’s - Provide support in the areas of revenue management and investment decision. - Participate in continuous improvement activities to meet or exceed internal customers’ expectations. Incentives and Contracts: - Responsible for deal modelling for clients in the covered markets and ensure it meets business needs and internal governance and compliance requirements (includes preparing the deal approval documents) - Review incentive deal proposals with geo/functional teams and provide feedback where appropriate to optimize risk-adjusted returns. Provide recommendation to senior leadership team on their financial viability and execution risks. - Detailed deal tracking for all executed deals in the covered markets, providing management with real time analysis on deals performance. - Provides financial analysis for forecasting contra-revenues. Review and provide challenge to sales teams to obtain realistic projections for existing deals and new deals. - Deal reforecasting on a monthly/quarterly basis and budget process - Collaborate with other internal stakeholders (Legal, Client Contract Management, Controlling, etc) to ensure that the GCC client incentive contracts are executed in an efficient manner, properly accounted and meets internal governance and compliance requirements. Expense Management: - Proactive management of cross-functional & geography expense planning. Financial leadership in forecast and budget process for the markets; Tracking and monthly performance, understanding of variances. - Advisory and guidance to cost center managers so they are informed of their approved budgets & forecasts and their commitment to budget/forecast on a continuous basis. - Participation in continuous improvement activities to exceed customer expectations and promote a professional finance organization. - Implement strategies to prevent and resolve bad debts. Compliance and Governance: - Ensure deals and approval-to-spend requests are captured, recorded, summarized, and reported in compliance with policies and procedures. - Ensure data integrity and consistency of information as well as organized documentation of all financial assumptions, results and data sources used. - Provide guidance to business partners on their approved budgets and forecasts, and their commitment to budget/forecast on a continuous basis. Visa requires at least 3 days in office, expectations of these days will be confirmed by your Hiring Manager. Qualifications Required Experience: Professional: - Bachelor’s degree in finance, engineering, accounting, mathematics, economics, or related quantitative field - At least 5 years post qualification experience in finance - Degree in Accounting or professional accounting qualification (ACA, ACCA, CPA or equivalent) is preferred. Technical: - Demonstrated expertise in utilizing financial analysis and modeling in challenging and complex scenarios. - High proficiency in Microsoft Office (Excel, PowerPoint). - Outstanding analytical and quantitative skills; able to resolve tough bus

Bachelor’s degree in finance, engineering, accounting, mathematics, economics, or related quantitative field. At least 5 years post qualification experience in finance. Degree in Accounting or professional accounting qualification (ACA, ACCA, CPA or equivalent) is preferred. Demonstrated expertise in utilizing financial analysis and modeling in challenging and complex scenarios. High proficiency in Microsoft Office (Excel, PowerPoint). Outstanding analytical and quantitative skills; able to resolve tough business problems.

Financial Management: Production of key business drivers (e.g. volumes, transactions, etc.) to be used in strategic planning, annual budgeting and quarterly forecasting; Volume trend and product mix analysis (International vs. Domestic); Proactive identification of development areas in designated markets; financial support of market development strategy; Support in pricing and interchange related discussion concerning the covered markets; Management of ad hoc/monthly/quarterly/yearly analysis of Market and Client trends; Provide support in revenue management and investment decision; Participate in continuous improvement activities. Incentives and Contracts: Responsible for deal modelling for clients in the covered markets and ensure it meets business needs and internal governance and compliance requirements; Review incentive deal proposals with geo/functional teams and provide feedback to optimize risk-adjusted returns; Detailed deal tracking for all executed deals; Provides financial analysis for forecasting contra-revenues; Deal reforecasting on a monthly/quarterly basis and budget process; Collaborate with Legal, Client Contract Management, Controlling, etc to ensure contracts are executed efficiently and compliant. Expense Management: Proactive management of cross-functional & geography expense planning; Forecast and budget process leadership; Tracking and monthly performance; Guidance to cost center managers on approved budgets; Continuous improvement activities; Implement strategies to prevent and resolve bad debts. Compliance and Governance: Ensure deals and approval-to-spend requests are captured, recorded, summarized, and reported in compliance with policies; Ensure data integrity and organized documentation; Provide guidance to business partners on budgets and forecasts.