Associate Vice President - Financial Planning and Analysis

What You’ll Be Doing: Act as a strategic finance partner to Retail Banking leaders, providing financial insights and recommendations to support business decisions. Develop and implement strategies to improve financial performance and optimize resources. Manage monthly accounting and reporting for Retail Banking, including analytical commentary and performance reviews. Prepare and analyze financial reports, including profit and loss statements, balance sheets, and cash flow statements. Lead the preparation of business plans, budgets, and forecasts in collaboration with cross-functional teams. Develop and monitor Retail Banking targets and budgets, tracking performance against agreed objectives. Monitor and analyze client, product, and segment profitability to identify areas for improvement. Build detailed financial models to assess business scenarios and their potential financial impact. Track financial and non-financial KPIs across Retail Banking products and segments. Conduct detailed financial reviews to assess specific issues or opportunities within the Retail Banking business. Provide financial support for new product launches, including viability assessments and impact analysis. Manage amortization processes and prepare product-level P&L reports. Contribute financial inputs to Group Management Committee packs and prepare Retail Business Review packs. Ensure financial activities comply with relevant regulations, reporting standards, and internal policies. Support the implementation of financial systems and technologies, including integration, testing, and user training. Conduct peer and industry benchmarking to support best-in-class Retail Banking practices. Liaise with external auditors, regulators, and other stakeholders. Provide mentorship and guidance to the finance team, including goal setting, feedback, and development support. [Job Descri...is- Retail | Word] What We’re Looking For: A bachelor’s degree in Finance, Economics, or a related field. CMA, CPA, or CFA certification is preferred. At least 10 years of experience in a similar finance business-partnering role within banking or financial services. Previous experience supporting Retail Banking is preferred. Experience within the UAE market is preferred. Strong knowledge of financial analysis, accounting principles, budgeting, forecasting, and banking products and services. Advanced proficiency in financial reporting, Excel, and PowerPoint. Experience using financial management systems and ERP platforms. Ability to interpret complex financial information and translate it into practical business insights. Strong business acumen and a deep understanding of Retail Banking products, services, and operations. Ability to work independently, manage multiple priorities, and maintain a high level of accuracy. [Job Descri...is- Retail | Word] Skills: Exceptional stakeholder management and influencing skills. Strong financial analysis and problem-solving capabilities. Strategic and commercial thinking. Excellent written and verbal communication skills. Ability to present financial information clearly and concisely to senior stakeholders. Strong knowledge of Retail Banking products, including personal loans, mortgages, credit cards, and deposit accounts. Understanding of Retail Banking market dynamics, industry trends, and the competitive landscape. Strong relationship-building and cross-functional collaboration skills. Ability to identify opportunities for revenue growth, cost optimization, and risk mitigation. Knowledge of financial regulations, compliance requirements, and reporting standards. Strong attention to detail and accuracy. A proactive mindset with the ability to manage several priorities effectively. [Job Descri...is- Retail | Word] What You’ll Gain: Exposure to senior management and strategic financial decision-making across Retail Banking. The opportunity to influence financial performance, product profitability, and resource allocation. Experience partnering with teams across Finance, Sales, Marketing, Risk, Operations, Product, and Technology. Involvement in business planning, financial modelling, performance management, and new-product assessments. Exposure to management-level reporting through Group Management Committee and Retail Business Review packs. The opportunity to contribute to financial systems implementation and process improvement. The opportunity to strengthen your leadership capabilities by guiding and developing finance team members.

Bachelor's degree in Finance, Accounting, Business Administration, or a related field, with a preference for a Master's degree in a relevant discipline. Minimum of 10 years of experience in financial planning and analysis, with a proven track record of success in a leadership role. Demonstrated expertise in financial analysis, budgeting, forecasting, and financial modeling techniques. Strong knowledge of financial regulations and compliance requirements, with the ability to ensure adherence to internal and external standards. Excellent leadership and management skills, with a proven ability to lead and motivate a high-performing team. Exceptional communication and presentation skills, with the ability to articulate complex financial concepts to both financial and non-financial stakeholders. Proficiency in using financial software and tools, including ERP systems and financial modeling software. Analytical mindset with strong problem-solving and critical thinking abilities. Ability to work independently, manage multiple priorities, and meet tight deadlines. A proactive and results-driven approach, with a commitment to continuous improvement and innovation.

Act as a strategic finance partner to Retail Banking leaders, providing financial insights and recommendations to support business decisions. Develop and implement strategies to improve financial performance and optimize resources. Manage monthly accounting and reporting for Retail Banking, including analytical commentary and performance reviews. Prepare and analyze financial reports, including profit and loss statements, balance sheets, and cash flow statements. Lead the preparation of business plans, budgets, and forecasts in collaboration with cross-functional teams. Develop and monitor Retail Banking targets and budgets, tracking performance against agreed objectives. Monitor and analyze client, product, and segment profitability to identify areas for improvement. Build detailed financial models to assess business scenarios and their potential financial impact. Track financial and non-financial KPIs across Retail Banking products and segments. Conduct detailed financial reviews to assess specific issues or opportunities within the Retail Banking business. Provide financial support for new product launches, including viability assessments and impact analysis. Manage amortization processes and prepare product-level P&L reports. Contribute financial inputs to Group Management Committee packs and prepare Retail Business Review packs. Ensure financial activities comply with relevant regulations, reporting standards, and internal policies. Support the implementation of financial systems and technologies, including integration, testing, and user training. Conduct peer and industry benchmarking to support best-in-class Retail Banking practices. Liaise with external auditors, regulators, and other stakeholders. Provide mentorship and guidance to the finance team, including goal setting, feedback, and development support.