Mashreq
Relationship Manager - Business Banking
Dubai, UAEPosted 1 months ago
- Salary
- AED 37k–50k a month· Michael Page
- Job type
- Full time
- Level
- Mid level
- Field
- Finance & Accounting
- Work mode
- On site
About the role
Manage a set of existing Small Enterprise (SE) relationships and originating new SE relationships in business communities around branch locations.To achieve assigned financial and non financial objectives by meeting all borrowing & non borrowing needs of customers with target segments (Viz. borrowers, transactors, depositors).Actively source new-to-bank customers and generate new business leads from walk-in customers. Manage all customers focusing on relationship Management & up-selling/ deep-selling/ cross selling other bank products. Seamlessly takeover new relationships originated by DS & relationships downgraded by ME team using defined customer on-boarding procedure.Constantly identify opportunities to upgrade customers to ME category by identifying customer's needs & profiling.Responsible for quality & soundness of assigned SE portfolio (KYC reviews, monitoring for due diligence, anti money laundering procedures etc).
Requirements
Banking Sales & service experience with proven relationship management qualities. Requires advanced vocational knowhow of the subject matter (viz. Credit, Trade, Operating system, Legal, etc) Excellent communication and negotiation skills. At least 4 years + relevant banking experience in local or international market MBA/CA or if a regular graduate needs to possess adequate relevant experience. Positive attitude, strong work ethic and a good team player.
Responsibilities
Manage a set of existing Small Enterprise (SE) relationships and originating new SE relationships in business communities around branch locations. To achieve assigned financial and non financial objectives by meeting all borrowing & non borrowing needs of customers with target segments (Viz. borrowers, transactors, depositors). Actively source new-to-bank customers and generate new business leads from walk-in customers. Manage all customers focusing on relationship Management & up-selling/ deep-selling/ cross selling other bank products. Seamlessly takeover new relationships originated by DS & relationships downgraded by ME team using defined customer on-boarding procedure. Constantly identify opportunities to upgrade customers to ME category by identifying customer\'s needs & profiling. Responsible for quality & soundness of assigned SE portfolio (KYC reviews, monitoring for due diligence, anti money laundering procedures etc).
Skills
- relationship management
- banking sales
- cross selling
- up-selling
- credit
- trade finance
- KYC reviews
- anti money laundering
- communication
- negotiation
- on-boarding procedures
- portfolio management
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