Assistant Relationship Manager - TWC Partially Secured

To prepare detailed credit proposals and assist the Relationship Team in maintaining the account relationship, resolving related issues, if any. Undertake spreading and in depth meaningful analysis of financial statements. Discuss customers requirements, line structure and related terms and conditions with Relationship Manager / Account Manager. Coordinate with Relationship Manager to ensure that all necessary information required for processing a credit proposal are obtained from the customer. Preparation of all credit proposals with due focus on risk analysis and mitigants, in terms of financial business, operational management and environmental factors and duly supported by the financial highlights addressing key factors, in accordance with the Bank Policy. Credit presentations to be prepared in precise and balanced manner and reflect high quality and standard. Acquire thorough knowledge about the bank’s credit policies, products and services. Establish cordial relationship with Credit Manager and provide clarifications on any queries raised. Attending to customers calls as may be required. Complete knowledge and clear understanding of the Bank’s credit policy and operating systems. Strong credit and legal knowledge and marketing skills mandatory. Thorough awareness of various financial product / services. Excellent communication and analytical skills with ability to perform as a team player. PC skills required. MBA/CA is preferred with minimum experience of 2-5 years.

Strong credit and legal knowledge; marketing skills mandatory; thorough awareness of various financial products/services; excellent communication and analytical skills; PC skills; MBA/CA is preferred with minimum experience of 2-5 years.

Prepare detailed credit proposals and assist the Relationship Team in maintaining the account relationship and resolving related issues. Undertake spreading and in-depth meaningful analysis of financial statements. Discuss customers' requirements, line structure and related terms and conditions with the Relationship Manager/Account Manager. Coordinate with Relationship Manager to ensure all necessary information required for processing a credit proposal is obtained from the customer. Prepare all credit proposals with emphasis on risk analysis and mitigants across financial, business, operational management and environmental factors, supported by financial highlights. Ensure credit presentations are precise, balanced and of high quality. Acquire thorough knowledge of the bank’s credit policies, products and services. Establish cordial relationship with Credit Manager and provide clarifications on queries. Attend to customers calls as required. Demonstrate complete knowledge and clear understanding of the bank’s credit policy and operating systems.