Chief Executive Officer (CEO) - Saudi Arabia

About The Role About Soar Soar is a Saudi fintech company building technology-enabled mortgage-financing infrastructure to make homeownership more accessible, efficient, and transparent. Our mission is to finance lives, not just houses, by connecting homebuyers, property sellers, and capital providers through innovative financial technology. We are building a scalable platform designed to streamline the home-financing journey, strengthen the property transaction ecosystem, and support Saudi Arabia’s housing and financial-sector transformation objectives. Role Overview The CEO – Saudi Arabia will lead Soar’s business operations, strategic execution, commercial growth, and organizational development in the Kingdom. The role requires a commercially driven and execution-oriented leader with strong experience in financial services, fintech, real estate finance, and regulated environments. The successful candidate will be responsible for translating Soar’s strategic vision into measurable business results, building strong relationships with regulators and strategic partners, developing sustainable funding and distribution channels, and ensuring operational excellence while maintaining the highest standards of governance, compliance, and risk management. Key Responsibilities2. Regulatory Affairs, Governance and Compliance3. Commercial Development and Strategic Partnerships4. Business and Operational Execution5. Financial Performance and Capital Management6. Team Building and Organizational Leadership7. Customer Experience and Market Development • Strategic Leadership and Business Growth • Define and execute Soar’s Saudi Arabia business strategy in alignment with the company’s long-term vision. • Lead business expansion, market penetration, and customer acquisition initiatives. • Identify new revenue opportunities, strategic partnerships, and scalable business models. • Establish clear business objectives, KPIs, and performance management frameworks. • Monitor market trends, competitive dynamics, and regulatory developments to inform strategic decisions. • Lead engagement with the Saudi Central Bank (SAMA) and other relevant authorities, in coordination with the company’s compliance and legal teams. • Ensure business activities remain within applicable regulatory permissions, approvals, and sandbox requirements. • Oversee the implementation of robust governance, risk management, internal controls, and regulatory reporting frameworks. • Work closely with compliance, risk, internal audit, and legal functions to maintain regulatory readiness. • Support regulatory reviews, licensing milestones, and the execution of remediation and improvement plans. • Build and maintain relationships with banks, institutional investors, real estate developers, brokers, property sellers, and other ecosystem partners. • Develop strategic distribution channels and commercial partnerships to accelerate customer acquisition and transaction volumes. • Support capital-provider relationships and funding arrangements in coordination with the Treasury and Investment function. • Negotiate strategic agreements and oversee partnership execution. • Represent Soar in key industry forums, executive meetings, and strategic negotiations. • Oversee day-to-day business operations and ensure effective execution across commercial, customer operations, financing operations, and support functions. • Improve operational efficiency, service quality, turnaround times, and customer experience. • Establish scalable operating processes, accountability structures, and performance dashboards. • Coordinate with Product, Engineering, Credit, Risk, Operations, Finance, and Compliance teams to ensure alignment between business priorities and technology delivery. • Drive a culture of ownership, speed, accountability, and continuous improvement. • Own the Saudi business budget, financial performance, and operating plans. • Manage revenue growth, operating expenses, unit economics, and resource allocation. • Develop financial forecasts and business plans in collaboration with Finance and Treasury. • Ensure disciplined capital utilization and alignment between business growth and available funding. • Provide regular performance updates, forecasts, and strategic recommendations to the Board of Directors. • Build, lead, and develop a high-performing Saudi leadership team. • Recruit and retain exceptional talent aligned with Soar’s culture and long-term objectives. • Establish clear ownership, reporting structures, performance expectations, and succession plans. • Foster collaboration across Saudi Arabia and Soar’s international teams. • Promote a culture of innovation, integrity, customer focus, and measurable results. • Champion a customer-first approach throughout the home-financing journey. • Identify customer pain points and drive improvements in accessibility, transparency, and transaction speed. • Use market insights and performance data to improve product-market fit and customer satisfaction. • Strengthen Soar’s market reputation and positioning within Saudi Arabia’s real estate and financial-services ecosystem. Requirements Required Qualifications: • Bachelor’s degree in Business Administration, Finance, Economics, Engineering, or a related discipline. An MBA or relevant postgraduate qualification is preferred. • 10+ years of progressive leadership experience, including significant executive or general management responsibilities. • Demonstrated experience in fintech, banking, financial services, mortgage finance, real estate finance, or a closely related sector. • Proven track record of leading business growth, building strategic partnerships, and delivering measurable commercial results. • Strong understanding of the Saudi financial-services ecosystem and experience working with regulators, preferably SAMA. • Experience operating in a regulated financial-services environment, with a strong understanding of governance, compliance, and risk management. • Demonstrated ability to build high-performing teams and manage cross-functional operations. • Strong financial acumen, commercial judgment, negotiation skills, and strategic execution capabilities. • Fluency in Arabic and English. Preferred Qualifications: • Previous executive leadership experience within a Saudi fintech, bank, mortgage-finance company, or financial institution. • Experience with regulatory sandbox environments, licensing processes, or launching new financial products in Saudi Arabia. • Established relationships across Saudi financial institutions, institutional investors, real estate developers, and relevant government entities. • Experience scaling technology-enabled financial services and building operational infrastructure. • Familiarity with Saudi Vision 2030 and the Kingdom’s housing and financial-sector development priorities. Key Performance Indicators (KPIs) : The CEO’s performance will be assessed against agreed strategic and operational targets, including: • Business growth and achievement of approved commercial objectives. • Customer acquisition, conversion, retention, and satisfaction. • Strategic partnership development and partner-generated business. • Operational efficiency and financing-transact

Required Qualifications: Bachelor’s degree in Business Administration, Finance, Economics, Engineering, or a related discipline. An MBA or relevant postgraduate qualification is preferred. 10+ years of progressive leadership experience, including significant executive or general management responsibilities. Demonstrated experience in fintech, banking, financial services, mortgage finance, real estate finance, or a closely related sector. Proven track record of leading business growth, building strategic partnerships, and delivering measurable commercial results. Strong understanding of the Saudi financial-services ecosystem and experience working with regulators, preferably SAMA. Experience operating in a regulated financial-services environment, with a strong understanding of governance, compliance, and risk management. Demonstrated ability to build high-performing teams and manage cross-functional operations. Strong financial acumen, commercial judgment, negotiation skills, and strategic execution capabilities. Fluency in Arabic and English.

Strategic Leadership and Business Growth Define and execute Soar’s Saudi Arabia business strategy in alignment with the company’s long-term vision. Lead business expansion, market penetration, and customer acquisition initiatives. Identify new revenue opportunities, strategic partnerships, and scalable business models. Establish clear business objectives, KPIs, and performance management frameworks. Monitor market trends, competitive dynamics, and regulatory developments to inform strategic decisions. Lead engagement with the Saudi Central Bank (SAMA) and other relevant authorities, in coordination with the company’s compliance and legal teams. Ensure business activities remain within applicable regulatory permissions, approvals, and sandbox requirements. Oversee the implementation of robust governance, risk management, internal controls, and regulatory reporting frameworks. Work closely with compliance, risk, internal audit, and legal functions to maintain regulatory readiness. Support regulatory reviews, licensing milestones, and the execution of remediation and improvement plans. Build and maintain relationships with banks, institutional investors, real estate developers, brokers, property sellers, and other ecosystem partners. Develop strategic distribution channels and commercial partnerships to accelerate customer acquisition and transaction volumes. Support capital-provider relationships and funding arrangements in coordination with the Treasury and Investment function. Negotiate strategic agreements and oversee partnership execution. Represent Soar in key industry forums, executive meetings, and strategic negotiations. Oversee day-to-day business operations and ensure effective execution across commercial, customer operations, financing operations, and support functions. Improve operational efficiency, service quality, turnaround times, and customer experience. Establish scalable operating processes, accountability structures, and performance dashboards. Coordinate with Product, Engineering, Credit, Risk, Operations, Finance, and Compliance teams to ensure alignment between business priorities and technology delivery. Drive a culture of ownership, speed, accountability, and continuous improvement. Own the Saudi business budget, financial performance, and operating plans. Manage revenue growth, operating expenses, unit economics, and resource allocation. Develop financial forecasts and business plans in collaboration with Finance and Treasury. Ensure disciplined capital utilization and alignment between business growth and available funding. Provide regular performance updates, forecasts, and strategic recommendations to the Board of Directors. Build, lead, and develop a high-performing Saudi leadership team. Recruit and retain exceptional talent aligned with Soar’s culture and long-term objectives. Establish clear ownership, reporting structures, performance expectations, and succession plans. Foster collaboration across Saudi Arabia and Soar’s international teams. Promote a culture of innovation, integrity, customer focus, and measurable results. Champion a customer-first approach throughout the home-financing journey. Identify customer pain points and drive improvements in accessibility, transparency, and transaction speed. Use market insights and performance data to improve product-market fit and customer satisfaction. Strengthen Soar’s market reputation and positioning within Saudi Arabia’s real estate and financial-services ecosystem.