Relationship Manager – Affluent Banking ( AlDammam)

1- Area of Responsibility: • Policies, Processes & Procedures: • Follows all relevant departmental policies, processes, standard operating procedures and instructions so that work is carried out in a controlled and consistent manner • Day- to-day operations: • Follows the day-to-day operations related to own job to ensure continuity of work • Sales and Relationship Management: • Builds relationships with clients that are buyers of financial services through visits to major prospects and existing customers. • Develops a thorough understanding of customer’s organization, industry and global practices to maintain proximity to the clients and meet their banking needs and expectations. • Business Development: • Identifies revenue opportunities to actively sell Retail Banking products in order to support the sales targets • Maximizes product penetration and cross selling and actively seeks structured finance opportunities in-order to ensure the services required by the organization are delivered in the most effective manner. • Develops account plans in a consistent and timely manner in order to swiftly follow-up on identified action items • Product Enhancement: • Provides inputs and governmental demand insights to the team for loans which are commercially viable and also meet the required market demand. • Credit Approval: • Reviews CAs and approve them as per authority levels in order to ensure quality and completeness of all CAs before sending them to Credit for CA Review. • Collaborates with the Credit Analytics Unit and Risk Management on an ongoing basis in order to constantly secure and enhance the quality of the credit portfolio. • Continuous Improvement: • Contributes to the identification of opportunities for continuous improvement of processes and practices taking into account international best practice’, improvement of business processes, cost reduction and productivity improvement • Reporting: • Assists in the preparation of timely and accurate reports of Riyad Bank to meet company and department requirements, policies and standards • Safety, Quality & Environment: • Complies with all relevant safety, quality and environmental management policies, procedures and controls to ensure a healthy and safe work environment 2- Qualification and Experience: • Minimum Qualifications: • Bachelor’s degree in Business with preferably a specialization in Finance or Accounting • Minimum Experience: • 2-7years relevant experience in the banking sector 3- Technical Knowledge Areas: • Knowledge in Retail Banking products and services • Knowledge in client relationship planning • Ability in business development and planning

Minimum Qualifications: Bachelor’s degree in Business with preferably a specialization in Finance or Accounting; Minimum Experience: 2-7 years relevant experience in the banking sector. Technical Knowledge Areas: Knowledge in Retail Banking products and services; Knowledge in client relationship planning; Ability in business development and planning.

Area of Responsibility: Policies, Processes & Procedures; Day- to-day operations; Sales and Relationship Management; Business Development; Product Enhancement; Credit Approval; Continuous Improvement; Reporting; Safety, Quality & Environment.