Executive Director – Corporate & Commercial Banking

JOB SUMMARY / INTRODUCTION To originate, manage and grow relationships with Chinese multinational corporations, state-owned enterprises, large private sector groups, financial institutions and strategic investors operating in Oman, the GCC and internationally. Manage and grow client business for the assigned portfolio, improve service quality levels, supervise team activities and client interactions, ensure achievement of revenue and profitability targets, whilst maintaining client satisfaction, portfolio credit quality, regulatory compliance and adherence to Bank policies, procedures and governance standards. KEY RESPONSIBILITIES Strategic Contribution • Work with Head of Wholesale, Investment Banking to develop the team’s strategy and business plan with the aim of increasing the Bank’s share of the target clients’ wallet and achieving target relationship returns. • Maintain strong relationships with external stakeholders, close engagement with Chinese business associations, trade bodies, chambers of commerce, embassies and investment promotion agencies. • Develop and execute the China Coverage strategy in line with the Bank's Wholesale Banking objectives and growth plans. • Drive penetration of Chinese multinational corporations, state-owned enterprises, large private sector groups, financial institutions and strategic investors across Oman and the GCC. • Identify and pursue opportunities arising from China-GCC trade corridors, infrastructure projects, energy, logistics, manufacturing, industrial sectors and strategic investments. • Promote the Bank as the preferred banking partner for Chinese corporates through proactive market engagement and relationship development. • Contribute market intelligence, competitive insights and industry developments to support business planning and decision making. People Management • Contribute to talent development initiatives for the assigned department, collaborating with technical/discipline experts and thereby ensure the availability of talent to fit business requirements. • Act as a role model and drive adherence to organisational values and ethics by employees of the assigned department to foster a value driven culture within the Group. • Lead, coach and develop junior team members, fostering a culture of collaboration, accountability and high performance. • Promote adherence to the Bank's values, Code of Conduct, policies and governance standards. • Encourage knowledge sharing and the development of client coverage, credit and relationship management capabilities across the team. • Foster a culture of client centricity, risk awareness and regulatory compliance. Budgeting and Financial Planning • Manage P&L responsibility of the assigned portfolio, achieving targets within defined budget levels. Policies, Systems, Processes & Procedures • Ensure full compliance with the Bank's policies, procedures, delegated authorities and applicable regulatory requirements. • Maintain high standards of KYC, Customer Due Diligence, AML, Sanctions and Financial Crime compliance across the client portfolio. • Ensure all client records, approvals, documentation, account plans, reviews and system inputs remain complete, accurate and current. • Complete periodic reviews, KYC refreshes, annual reviews, credit renewals and portfolio reviews within prescribed timelines. • Ensure timely closure of audit observations, compliance issues and control deficiencies. • Adhere to operational risk, information security, business continuity and conduct risk requirements. • Promote a strong control environment and ensure all activities are conducted within approved governance frameworks. Client and Market Analysis • Maintain a comprehensive understanding of Chinese corporate structures, ownership frameworks and decision-making processes. • Monitor client financial performance, sector developments, geopolitical developments and market trends impacting Chinese corporate clients. • Identify emerging opportunities and risks within the portfolio. • Maintain deep knowledge of industries relevant to Chinese investments including energy, infrastructure, logistics, manufacturing and industrial sectors. • Participate in the financial analysis conducted on clients and their respective industries/ markets to identify potential opportunities and risks. • Provide regular market intelligence and client insights to management and product partners. Client Relationship Management • Act as the primary relationship owner and trusted advisor for assigned Chinese corporate and institutional clients. • Develop and execute relationship plans designed to deepen client penetration, increase wallet share and maximize long-term franchise value. • Build and maintain strong relationships with key decision makers including shareholders, board members, CEOs, CFOs, treasurers and senior management teams. • Originate and execute lending, transaction banking, trade finance, treasury, structured finance and capital markets opportunities. • Achieving agreed revenue, profitability, asset, liability and fee income targets. • Identify and acquire new-to-bank Chinese corporate relationships while deepening existing client relationships. • Coordinate product delivery across relevant business units to provide integrated banking solutions tailored to client requirements. • Support Chinese corporates establishing, investing or expanding operations within Oman and the GCC. • Lead client meetings, business reviews, strategic discussions, pitches and negotiations. • Maintain regular client contact programs and ensure timely resolution of client queries and service issues. • Act as the lead coordinator for complex and cross-border client opportunities involving multiple stakeholders and jurisdictions. Day-to-Day Activities • Assist the Head of CIB in the day-to-day administrative and transactional activities to ensure continuity of work and the delivery of effective and high-quality outputs. • Ensure all account plans, client reviews, pipeline reports and management information are maintained accurately and submitted within prescribed timelines. • Monitor outstanding credit conditions, documentation deficiencies and action items to completion. • Ensure timely escalation of client concerns, risk issues and operational matters. • Maintain effective portfolio housekeeping and data quality standards across all systems. • Ensure effective coordination between clients and internal stakeholders. Credit, Risk & Portfolio Management • Maintain overall responsibility for the quality, performance and risk management of the assigned portfolio. • Conduct ongoing assessment of client financial performance, industry conditions and creditworthiness. • Prepare and coordinate high-quality credit applications, annual reviews, amendment requests and approval submissions. • Ensure all facilities, reviews and renewals are completed within approved timelines. • Monitor covenant compliance, facility utilization, conditions precedent and documentation requirements. • Identify early warning signals, deteriorating risk indicators and emerging concerns, escalating matters appropriately. • Recommend and implement suitable risk mitigation measures where required. • Support management and remediation of watchlist stressed or higher-risk relationships as necessary. • Ensure portfolio returns remain consistent with the Bank's risk appetite and strategic objectives. Internal C

Executive Director – Corporate & Commercial Banking responsibilities include: originating, managing and growing relationships with Chinese multinational corporations, state-owned enterprises, large private sector groups, financial institutions and strategic investors operating in Oman, the GCC and internationally; managing and growing client business for the assigned portfolio; ensuring achievement of revenue and profitability targets; maintaining client satisfaction and portfolio credit quality; ensuring regulatory compliance and adherence to bank policies, procedures and governance standards. Key activities include developing and executing China Coverage strategy, maintaining relationships with Chinese business associations and embassies, driving penetration of Chinese clients across Oman and the GCC, identifying opportunities arising from China-GCC trade corridors and related sectors; promoting the bank as the preferred banking partner for Chinese corporates; contributing market intelligence; talent development and leadership of the assigned department; managing P&L within budget; ensuring compliance with policies, KYC/AML/sanctions, timely client reviews and audit issue closures; maintaining client and market analysis; acting as primary relationship owner for Chinese corporate and institutional clients; originating and executing lending, transaction banking, trade finance, treasury, structured finance and capital markets opportunities; achieving revenue and profitability targets; coordinating product delivery; leading client meetings and negotiations; maintaining client contact programs and timely resolution of queries; day-to-day administration and pipeline management; credit, risk and portfolio management including ongoing assessment of financial performance, credit applications and annual reviews, covenant monitoring, risk mitigation and remediation as necessary.