Senior Credit Risk Manager

Position: Senior Manager – Credit Risk Location: Oman Our client, a leading financial institution in Oman, is looking to appoint an experienced Senior Manager – Credit Risk to join its Risk function. Due to localisation, this is open to Omani Nationals Only This is a senior credit risk role with responsibility for assessing and approving credit proposals across Corporate and Retail portfolios, ensuring appropriate risk assessment, adherence to credit policies and procedures, and maintaining a strong credit risk environment. Key Responsibilities • Assess and approve credit proposals within delegated authority • Evaluate credit exposure, financial strength, cash flows, security, industry and country risks • Review and challenge credit proposals and recommend approval, decline or additional structuring/security where appropriate • Ensure compliance with approved credit risk policies, procedures and regulatory requirements • Monitor and manage credit risk within the bank’s overall risk appetite • Work closely with Relationship Managers and business units to ensure timely processing of credit requests • Identify weaknesses and ensure appropriate remedial action following assessments, audits or examinations • Contribute to the continuous improvement of credit risk processes, methodologies and best practices • Support the development of KPIs and service standards within the Credit Risk function • Lead, coach and develop team members and promote a strong risk culture • Maintain strong relationships with internal stakeholders, Compliance, Audit and regulatory authorities Experience & Qualifications • Omani • Bachelor’s degree in Finance, Banking, Economics, Mathematics, Business Administration or a related discipline • Master’s degree and/or professional qualifications such as CFA, PRM or CPA would be advantageous • Minimum 8 years’ banking experience, including at least 2 years in a supervisory Credit Risk role • Strong experience in credit assessment and credit risk methodologies within a major bank • Strong understanding of banking products, financial analysis, credit risk frameworks and regulatory requirements • Knowledge of Basel frameworks and credit modelling methodologies • Excellent analytical, quantitative and research skills • Experience working with complex data and financial information • Strong communication and stakeholder management skills • English language proficiency is essential; Arabic would be advantageous • Ability to lead and work effectively with teams from diverse cultural backgrounds Show more Show less