Financial Credit Analyst

Job purpose Supporting the corporate team in its day-to-day business by providing, developing and enhancing the quality of credit decision management across business development departments and data analysis across credit portfolios. Responsibilities: - Conduct data analysis regarding transactions on credit facility applications received by the Department. Substantiate recommendations for use by Bank stakeholders to make decisions on new loans/investments, renewal, amendment and structuring of existing loans/investments. - In-depth analysis of available data, in a manner that develops effective and efficient risk identification, assessment and measurement, on all credit decisions. - Provide decision-makers with accurate numbers, information, data and analysis to ensure sound credit decisions that achieve the Bank's objectives. -  Review/analyze credit information and any matters related to credit reports, so that they include studying the conditions of the economic sector / financial solvency and continuity / status of mortgages and guarantors etc. - Prepare detailed credit reports on the position of borrowers, including their credit status, repayment capabilities, potential risk of default, and interest of establishing/maintaining relationships with them etc. Submit observations to the direct supervisor. - Provide all data and reports to relationship managers and direct manager as soon as requested for the purposes of facilitating the decision-making process and developing recommendations. - Contribute to the analysis of estimated cashflows by preparing necessary reports and providing the direct manager with all necessary data and information. - Inform the direct supervisor of all developments, events and economic reports on the status of market sectors, credit portfolios, clients. - Provide the necessary support for all projects related to companies’ business, in addition to providing those concerned with any data / reports / information needed.