AVP, Credit Management and Control Manager- Corporate Origination and Business Development (UAE National Only)

Job Purpose Handling end-to-end corporate client onboarding with focus on new-to-bank relationships across UAE, Mashreq’s footprint markets, and non-presence countries including KSA. This will entail preparing high-quality credit applications, ensuring compliance with policies, strategies and regulations, identifying key risks, and implementing mitigants aligned with the bank’s target market, credit appetite, and strategic objectives. Key Result Areas • Work closely with originators on new to bank transactions, including discussions with customers on funding requirements, facility structure and related terms and conditions in addition to ensuring that all necessary information required for processing a credit proposal are obtained from the customer. • Prepare high quality credit proposals with a focus on identifying major risks whether operational or financial based on thorough evaluation of the credit worthiness and debt repayment capacity. • Ensure credit application submission within acceptable turnaround time (TAT) which meets Mashreq Bank’s internal standards and ensure maximized share of wallet. • Manage risks in line with banks risk appetite while highlighting any policy exceptions within the credit application and recommending mitigates for same. • Perform required Transaction screening and conducting independent due diligence (i.e: CBRB check, E-name, desktop search….etc) • Establish cordial relationship with Credit risk Management and be involved along with Originators in relevant discussions to support any given transaction; • Handle monthly/quarterly reports and ensure timely submissions. • Adhere to risk and compliance policies and practices within Mashreq bank, while ensuring to obtain necessary compliance approvals for risky relationships. • Review of facility documents in coordination with originators for facility execution including liaising with Legal team and obtaining required approvals. • Coordinate with operation team for limits loading and obtain required approvals in case of any exceptions. • Work closely with middle office and compliance to ensure smooth account opening experience. Review of the department’s booked transactions during the quarterly risk and control assessment process to ensure alignment with the credit policy and approved strategies. Knowledge, Skills and Experience • Bachelor degree in Finance or Accounting with strong GPA. • Master degree in Finance or Business Administration is a plus. • Minimum of 6-7 years of Credit risk management or Corporate banking experience with a regional or multinational bank. • Completion of relevant bank credit program or professional certification in risk management. • Strong ability to read and interpret financial data with knowledge of credit risk and financial analysis. • Good understanding of Central bank regulations, AML and Fraud policies; • Good knowledge of banking products and understanding bank operations. • Excellent communication, presentation and writing skills. • Ability to multitask, meet stringent deadlines and work under pressure.

Bachelor degree in Finance or Accounting with strong GPA. Master degree in Finance or Business Administration is a plus. Minimum of 6-7 years of Credit risk management or Corporate banking experience with a regional or multinational bank. Completion of relevant bank credit program or professional certification in risk management.

Handle end-to-end corporate client onboarding with focus on new-to-bank relationships across UAE and Mashreq footprint markets. Prepare high quality credit proposals identifying major operational or financial risks and assess credit worthiness and debt service capacity. Ensure timely credit application submission and maximize share of wallet. Manage risks in line with risk appetite, flag policy exceptions, and propose mitigants. Perform required transaction screening and independent due diligence (CBRB check, E-name, desktop search, etc.). Collaborate with Credit Risk Management and Originators in discussions to support transactions. Prepare monthly/quarterly reports and ensure timely submissions. Adhere to risk and compliance policies and obtain necessary approvals for risky relationships. Review facility documents with originators and coordinate with Legal for approvals. Coordinate with operations for limits loading and approvals for exceptions. Work with middle office and compliance to ensure smooth account opening; review department’s booked transactions during quarterly risk and control assessments to ensure alignment with policy and strategies.