Account Manager – NEOBiz Business Banking (UAEN only)

4 Key Result Areas Ensure assigned FER & other financial KPI’s are delivered Ensure to call all newly opened account assigned to Platform/Neobiz if any to introduce their VRM assigned to their account Generate FX, Trade (LC etc), Bank Guarantees, Insurance and Investment revenue Ensure to maintain/elevate the agreed funding of the account. Maintain a superior customer services experience. Conduct conference calls with product advisors with high potential clients. Maintain portfolio quality by ensuring timely update of KYC, Tland all other aspects of governance Assist compliance/AML/FP&I and all governance units without tipping off a customer Adherence to all regulatory requirements for financial offerings and raise alarms identifying any misconduct or a breech in the portfolio Resolve customer queries by rigorously following up on cases with internal departments and closing the same in the given turnaround time Support resolution of customer complaints related to rates, schedules, document requirements and transactional query Implement and maintain complete control aspects i.e. documentation, periodical client visits (if required)/ call reports, stock inspections and formal credit checks / informal market feedback to monitor the assigned portfolio effectively. Maintain acceptable portfolio quality. Liaise with superiors and direct reports within the business units, Risk Management and related enabler units within the bank to achieve business objectives. Update team manager and area manager on regular / weekly for better controls on sales and relationship management. 5 Operating Environment, Framework and Boundaries, Working Relationships Operates in an assigned business environment where the interface with customers is over the telephone, email, and Face to Face if required. Operates within standard rules and guidelines set by the Bank and additional ones set by priority banking. The Job holder needs to work closely with branches, SME central teams, compliance & all governance units. Awareness of FX markets, Insurance, Investments, global financial markets, trade & working capital offerings of the bank. Adherence to SOP & ensuring quality service to the NEOBiz-portfolio. 6 Problem Solving Complaint resolution mostly related to explaining procedures or providing information regarding Platform/Neobiz banking. First point resolution, Getting to root cause analysis and reversals of charges where necessary as per ADM. 7 Decision Making Authority & Responsibility The job requires the job holder to possess skills to review customer relationships, bank’s policies, and financial objectives to take decisions on charges reversal, account maintenances, cheque book issuance, deviation recommendations, providing FX rates. Operation risk management through active reporting, analysis 7 monitoring Limited to certain functions which enable on-the-spot problem resolution. 8 Knowledge, Skills, and Experience University Graduate (preferably with some finance/banking or maths component). Excellent knowledge of business banking products – FX, TWC, Insurance & investments Minimum 3-5 years of experience in business banking as RM/VRM. Excellent communication skills (Oral and written) Very customer focused Computer literate As per the organization competency framework

University Graduate (preferably with finance/banking or maths component); Minimum 3-5 years of experience in business banking as RM/VRM; Excellent knowledge of business banking products (FX, TWC, Insurance & investments).

Manage NeoBiz business banking relationships; call on newly opened accounts and introduce VRMs; generate revenue from FX, Trade (LCs), Bank Guarantees, Insurance and Investments; maintain funding and portfolio quality; ensure timely KYC and governance updates; assist compliance/AML/FP&I and other governance units; resolve customer queries and complaints; implement and maintain control through documentation, client visits, reports, and formal credit checks; maintain portfolio quality and adhere to SOPs; liaise with branches, SME central teams, compliance, and governance units; keep management updated weekly for sales and relationship management effectiveness.