Financial Business Analyst

Company Description Blooming Wear is a Saudi brand dedicated to supporting women with comfortable, confidence-boosting apparel for every stage of life. The brand celebrates beauty in all its forms, focusing on meaningful moments and creating memorable firsts for its customers. Inspired by the butterfly, Blooming Wear’s identity reflects softness, transformation, and elegance. The company strives to combine thoughtful design, quality, and care to meet the daily needs of women in a respectful and empowering way. Job Purpose The Financial Business Analyst is responsible for independently preparing, analyzing, and improving management reporting across the Group and its business units. The role owns monthly P&L reporting, budgeting and forecasting support, performance analysis, and management presentations. It converts financial and operational data into clear business insights, challenges results where necessary, and improves recurring reports through standardization, automation, and effective use of ERP, business intelligence, and AI-enabled tools. Key Responsibilities 1. Monthly P&L and Management Reporting • Prepare accurate monthly P&L reports for assigned companies, channels, and business units within agreed timelines. • Reconcile management reports to the general ledger and investigate material differences with Accounting. • Maintain reporting mappings, allocation logic, chart-of-accounts structures, and standardized reporting templates. • Prepare clear monthly performance summaries for the Finance Manager, ExCom, and Board reporting packs. 2. Financial Planning and Forecasting • Support annual budgets, rolling forecasts, and scenario models in coordination with business owners. • Review and challenge assumptions for sales, gross margin, operating expenses, working capital, and cash flow. • Track actual performance against budget, forecast, and prior year, and provide reliable outlook updates. • Build sensitivity and what-if analyses to support commercial and operational decisions. 3. Business Performance and Profitability Analysis • Analyze revenue, gross profit, EBITDA, net profit, margins, expenses, and key operational drivers. • Assess profitability by company, channel, customer, category, product, store, project, or other relevant dimension. • Identify root causes behind variances and translate findings into practical actions for management. • Evaluate promotions, pricing, inventory movements, commercial initiatives, and special business requests as required. 4. Working Capital and Cash Flow Support • Analyze inventory, receivables, payables, and cash conversion drivers and highlight emerging risks. • Support weekly and monthly cash flow forecasting by validating expected collections, payments, and key assumptions. • Monitor slow-moving inventory, overdue receivables, supplier commitments, and other material balance-sheet exposures. • Coordinate with Treasury, Supply Chain, Commercial, and Accounting teams to improve forecast accuracy and follow-up. 5. Data Quality and Cross-Functional Coordination • Validate source data and reconcile information across ERP, sales, inventory, courier, and other operating systems. • Work closely with Accounting to ensure transactions are complete, correctly classified, and ready for management reporting. • Partner with Commercial, Operations, Supply Chain, IT, and subsidiary teams to understand performance drivers. • Follow up independently on missing inputs, unresolved variances, and action items until closure. 6. Reporting Automation and Dashboards • Automate recurring reports and analysis using advanced Excel, Power Query, Power BI, and other approved tools. • Improve reporting models so outputs are repeatable, controlled, easy to refresh, and less dependent on manual work. • Support the integration of Dynamics 365 data into dashboards and standardized management reports. • Use AI-enabled tools responsibly to accelerate analysis, documentation, commentary, and presentation preparation. 7. Controls and Continuous Improvement • Maintain clear review checks, documentation, and audit trails for financial models and management reports. • Identify reporting gaps, inefficient processes, and control weaknesses, and propose practical improvements. • Ensure consistent definitions, mappings, and KPI calculations across companies and reporting periods. • Support ad-hoc financial analysis and strategic projects assigned by the Finance Manager. Required Qualifications • Bachelor's degree in Finance, Accounting, Economics, or a related field. • CMA, ACCA, CPA, CFA, FMVA, or a similar professional qualification is an advantage. • 4-7 years of relevant experience in FP&A, management reporting, business analysis, or commercial finance, preferably in a multi-company environment. Required Skills • Strong understanding of P&L, budgeting, forecasting, cash flow, working capital, and financial statements. • Proven ability to prepare management reports independently and explain business performance to senior stakeholders. • Advanced Excel skills, including financial modeling, Power Query, pivot tables, and data reconciliation. • Hands-on experience with ERP systems; Dynamics 365 experience is strongly preferred. • Power BI knowledge and the ability to translate business requirements into practical dashboards are preferred. • Strong analytical judgment, curiosity, ownership, and the ability to challenge data and assumptions constructively. • Clear written and verbal communication, including concise financial commentary and presentation skills. • Ability to manage deadlines, work across multiple companies, and follow issues through to resolution. Show more Show less

Bachelor's degree in Finance, Accounting, Economics, or a related field. CMA, ACCA, CPA, CFA, FMVA, or a similar professional qualification is an advantage. 4-7 years of relevant experience in FP&A, management reporting, business analysis, or commercial finance, preferably in a multi-company environment.

1. Monthly P&L and Management Reporting: Prepare accurate monthly P&L reports for assigned companies, channels, and business units within agreed timelines. Reconcile management reports to the general ledger and investigate material differences with Accounting. Maintain reporting mappings, allocation logic, chart-of-accounts structures, and standardized reporting templates. Prepare clear monthly performance summaries for the Finance Manager, ExCom, and Board reporting packs. 2. Financial Planning and Forecasting: Support annual budgets, rolling forecasts, and scenario models in coordination with business owners. Review and challenge assumptions for sales, gross margin, operating expenses, working capital, and cash flow. Track actual performance against budget, forecast, and prior year, and provide reliable outlook updates. Build sensitivity and what-if analyses to support commercial and operational decisions. 3. Business Performance and Profitability Analysis: Analyze revenue, gross profit, EBITDA, net profit, margins, expenses, and key operational drivers. Assess profitability by company, channel, customer, category, product, store, project, or other relevant dimension. Identify root causes behind variances and translate findings into practical actions for management. Evaluate promotions, pricing, inventory movements, commercial initiatives, and special business requests as required. 4. Working Capital and Cash Flow Support: Analyze inventory, receivables, payables, and cash conversion drivers and highlight emerging risks. Support weekly and monthly cash flow forecasting by validating expected collections, payments, and key assumptions. Monitor slow-moving inventory, overdue receivables, supplier commitments, and other material balance-sheet exposures. Coordinate with Treasury, Supply Chain, Commercial, and Accounting teams to improve forecast accuracy and follow-up. 5. Data Quality and Cross-Functional Coordination: Validate source data and reconcile information across ERP, sales, inventory, courier, and other operating systems. Work closely with Accounting to ensure transactions are complete, correctly classified, and ready for management reporting. Partner with Commercial, Operations, Supply Chain, IT, and subsidiary teams to understand performance drivers. Follow up independently on missing inputs, unresolved variances, and action items until closure. 6. Reporting Automation and Dashboards: Automate recurring reports and analysis using advanced Excel, Power Query, Power BI, and other approved tools. Improve reporting models so outputs are repeatable, controlled, easy to refresh, and less dependent on manual work. Support the integration of Dynamics 365 data into dashboards and standardized management reports. Use AI-enabled tools responsibly to accelerate analysis, documentation, commentary, and presentation preparation. 7. Controls and Continuous Improvement: Maintain clear review checks, documentation, and audit trails for financial models and management reports. Identify reporting gaps, inefficient processes, and control weaknesses, and propose practical improvements. Ensure consistent definitions, mappings, and KPI calculations across companies and reporting periods. Support ad-hoc financial analysis and strategic projects assigned by the Finance Manager.