Senior Software Engineer

Job Description Mal is pioneering the future of ethical banking as the world’s first AI-powered, Sharia-compliant neobank. Our mission is to deliver modern, trustworthy, and truly inclusive financial services to Muslims worldwide—combining cutting-edge technology with unwavering ethical values. As a Senior Software Engineer at Mal, you will join a high-caliber team dedicated to building the next generation of digital banking, grounded in Islamic principles and world-class engineering standards. We are organising around business domains, empowering engineers to own end-to-end problem solving in areas such as Growth, Payments & Core Banking, Cards & Accounts, and Customer domains. We are seeking leaders, not coders—engineers with deep banking experience who are passionate about creating impactful, high-quality solutions that transform how communities experience finance. Key Responsibilities • Expect to work with different coding languages, different parts of the repo, and even different stacks. No such a thing as I'm mobile, front or back. We are looking for software engineers who can solve business problems, no matter what • Lead end-to-end solution design and delivery for a core business domain (Growth, Payments, Cards, Accounts, or Customers) • Collaborate directly with product, compliance, and design stakeholders to translate business requirements into scalable technical solutions • Set the bar for code quality, security, and maintainability throughout the software development lifecycle • Mentor, coach, and guide engineers within your domain to foster a culture of excellence and ethical responsibility • Drive architectural decisions, ensuring solutions are robust, compliant, and aligned with Islamic financial principles • Identify and resolve complex technical and business challenges proactively • Most of the time you will be interacting with multiple different stakeholders and doing work that most would consider "product" or "business" work • Expect to spend most of your time working on the backend as we adopt backend-driven development Must-Have Qualifications • Proven track record delivering complex software solutions in banking or fintech domains • Deep understanding of banking products, regulatory requirements, and industry best practices • Demonstrated leadership in cross-functional engineering teams, driving projects from concept to production • Ability to architect, implement, and optimize solutions independent of tech stack or programming language • Commitment to delivering secure, reliable, and auditable code • Strong problem-solving skills with a focus on business outcomes and customer impact • Excellent communication skills with the ability to collaborate across technical and non-technical teams • Expert in at least one coding language, no matter which Nice to Have • Experience in Islamic banking, finance, or Sharia-compliant products • Exposure to AI/ML-driven financial services or digital banking platforms • Familiarity with cloud-native architectures and DevOps practices • Track record of scaling products in a high-growth startup environment • Contributions to open source or fintech communities 60-Day Deliverables • Establish technical direction and delivery plan for your assigned business domain • Conduct in-depth analysis of existing systems, identifying and addressing key gaps • Deliver at least one major feature or capability aligned with Mal's business priorities • Mentor and onboard new engineers, raising the team's technical and ethical standards • Ensure all domain solutions meet regulatory, security, and Sharia compliance requirements Show more Show less

Must-Have Qualifications: - Proven track record delivering complex software solutions in banking or fintech domains - Deep understanding of banking products, regulatory requirements, and industry best practices - Demonstrated leadership in cross-functional engineering teams, driving projects from concept to production - Ability to architect, implement, and optimize solutions independent of tech stack or programming language - Commitment to delivering secure, reliable, and auditable code - Strong problem-solving skills with a focus on business outcomes and customer impact - Excellent communication skills with the ability to collaborate across technical and non-technical teams - Expert in at least one coding language, no matter which

Key Responsibilities: - Lead end-to-end solution design and delivery for a core business domain (Growth, Payments, Cards, Accounts, or Customers) - Collaborate directly with product, compliance, and design stakeholders to translate business requirements into scalable technical solutions - Set the bar for code quality, security, and maintainability throughout the software development lifecycle - Mentor, coach, and guide engineers within your domain to foster a culture of excellence and ethical responsibility - Drive architectural decisions, ensuring solutions are robust, compliant, and aligned with Islamic financial principles - Identify and resolve complex technical and business challenges proactively - Most of the time you will be interacting with multiple different stakeholders and doing work that most would consider "product" or "business" work - Expect to spend most of your time working on the backend as we adopt backend-driven development