Health Actuarial Manager – Analytics & Pricing

General Overview: We are hiring for our client, a leading insurance organization in the UAE, seeking an experienced Health Pricing & Analytics Manager to drive pricing excellence, portfolio profitability and data-led decision-making across Corporate and SME health insurance. This is a hands-on role for a commercially minded professional who can turn complex health insurance data into clear pricing, underwriting and profitability insights, while working closely with Actuarial, Underwriting, Claims, Finance, Network and other key functions. Key Responsibilities: Pricing & Portfolio Analytics: • Lead pricing and portfolio analytics across Corporate and SME health portfolios. • Develop and enhance pricing models for new business, renewals and experience-rated portfolios. • Analyze profitability, loss ratios, claims trends, medical inflation, utilization and portfolio performance. • Identify pricing gaps, emerging risks and opportunities to improve portfolio profitability. Claims & Cost Analytics: • Analyze claims and provider data to identify key cost drivers, unusual utilization and potential leakage. • Support cost-containment initiatives, provider performance analysis and network optimization. • Provide actionable insights to strengthen underwriting and claims decisions. Business Intelligence & Reporting: • Develop dashboards, management reports and early-warning indicators for portfolio and pricing performance. • Translate complex analytical findings into clear recommendations for senior management. • Ensure pricing, portfolio and performance data is accurate, structured and fit for purpose. Cross-Functional Leadership: • Partner with Actuarial, Underwriting, Claims, Finance, Network, IT and Distribution teams on pricing and profitability initiatives. • Support product and benefit development through data-driven analysis. • Work with actuarial teams on pricing adequacy, claims development and business planning. • Drive automation and continuous improvement across pricing and analytics processes. Key Requirements: Experience & Insurance Expertise: • 7+ years of relevant experience in health insurance pricing, actuarial analytics, portfolio analytics, underwriting analytics or claims analytics. • Strong experience in Corporate and/or SME health insurance pricing. • UAE or GCC health insurance experience is highly desirable. • Strong understanding of claims behaviour, medical inflation, utilization, provider costs, benefit design and renewal pricing. Technical & Analytical Skills: • Bachelor’s degree in Actuarial Science, Statistics, Mathematics, Data Science, Finance, Economics, Engineering or a related quantitative field. • Advanced Excel, including complex formulas, Pivot Tables, Power Query, VBA and modelling. • Strong SQL skills for data extraction, validation and analysis. • Working knowledge of Python or R for statistical analysis and automation. • Experience with Power BI, Tableau or similar BI tools. • Knowledge of pricing techniques such as regression, GLM, credibility, trend analysis and frequency/severity analysis. Professional & Personal Skills: • Actuarial qualification in progress, such as SOA, IFoA or equivalent, is preferred. • Strong commercial mindset with the ability to balance technical pricing discipline and business objectives. • Excellent stakeholder management and communication skills. • Strong attention to detail, ownership and problem-solving ability. • Comfortable working in a hands-on, data-driven environment and translating technical insights into practical business actions. Show more Show less

7+ years of relevant experience in health insurance pricing, actuarial analytics, portfolio analytics, underwriting analytics or claims analytics. Strong experience in Corporate and/or SME health insurance pricing. UAE or GCC health insurance experience is highly desirable. Strong understanding of claims behaviour, medical inflation, utilization, provider costs, benefit design and renewal pricing. Bachelor’s degree in Actuarial Science, Statistics, Mathematics, Data Science, Finance, Economics, Engineering or a related quantitative field. Advanced Excel, including complex formulas, Pivot Tables, Power Query, VBA and modelling. Strong SQL skills for data extraction, validation and analysis. Working knowledge of Python or R for statistical analysis and automation. Experience with Power BI, Tableau or similar BI tools. Knowledge of pricing techniques such as regression, GLM, credibility, trend analysis and frequency/severity analysis. Actuarial qualification in progress, such as SOA, IFoA or equivalent, is preferred.

Lead pricing and portfolio analytics across Corporate and SME health portfolios. Develop and enhance pricing models for new business, renewals and experience-rated portfolios. Analyze profitability, loss ratios, claims trends, medical inflation, utilization and portfolio performance. Identify pricing gaps, emerging risks and opportunities to improve portfolio profitability. Analyze claims and provider data to identify key cost drivers, unusual utilization and potential leakage. Support cost-containment initiatives, provider performance analysis and network optimization. Provide actionable insights to strengthen underwriting and claims decisions. Develop dashboards, management reports and early-warning indicators for portfolio and pricing performance. Translate complex analytical findings into clear recommendations for senior management. Ensure pricing, portfolio and performance data is accurate, structured and fit for purpose. Partner with Actuarial, Underwriting, Claims, Finance, Network, IT and Distribution teams on pricing and profitability initiatives. Support product and benefit development through data-driven analysis. Work with actuarial teams on pricing adequacy, claims development and business planning. Drive automation and continuous improvement across pricing and analytics processes.