Chief Technology Officer (Fintech)

Role Summary The CTO will lead the company’s technology vision, strategy, and execution, ensuring scalable, secure, and high-performing platforms to support rapid growth in the fintech space. The role requires deep expertise in financial technologies, digital lending/payment systems, and regulatory-compliant architectures, with a strong focus on automation, speed-to-market, and customer experience. Key Responsibilities • Define and execute the overall technology strategy aligned with business goals and growth plans • Lead the development of scalable, secure, and high-availability fintech platforms (e.g., lending, payments, wallets) • Oversee end-to-end architecture, including cloud infrastructure, APIs, and microservices • Ensure full compliance with regulatory requirements (e.g., SAMA, PCI-DSS, data privacy) • Drive automation and system optimization, enabling fast onboarding and near real-time transaction processing • Lead and scale high-performing engineering, data, and IT teams • Manage relationships with technology vendors, partners, and regulators • Implement best practices in cybersecurity, data protection, and risk management • Collaborate with Product and Business teams to deliver customer-centric digital solutions • Oversee technology budgeting, cost optimization, and ROI tracking Key Requirements • Bachelor’s or Master’s degree in Computer Science, Engineering, or related field • 10–15+ years of experience in technology leadership roles, with a strong focus on fintech • Proven experience in digital lending, payments, BNPL, or financial platforms • Strong understanding of fintech regulations and compliance frameworks • Hands-on experience with cloud platforms (AWS, Azure, or GCP) and modern architectures (microservices, APIs) • Experience building highly automated platforms with minimal manual intervention • Strong knowledge of data architecture, analytics, and AI-driven decisioning is a plus • Demonstrated ability to scale systems and teams in fast-paced environments Preferred Experience • Experience in B2C fintech platforms, especially micro-lending or instant loan applications • Background in delivering fast onboarding and disbursement journeys (e.g., loans within minutes) Show more Show less

Bachelor’s or Master’s degree in Computer Science, Engineering, or related field; 10–15+ years of experience in technology leadership roles, with a strong focus on fintech; Proven experience in digital lending, payments, BNPL, or financial platforms; Strong understanding of fintech regulations and compliance frameworks; Hands-on experience with cloud platforms (AWS, Azure, or GCP) and modern architectures (microservices, APIs); Experience building highly automated platforms with minimal manual intervention; Strong knowledge of data architecture, analytics, and AI-driven decisioning is a plus; Demonstrated ability to scale systems and teams in fast-paced environments.

Define and execute the overall technology strategy aligned with business goals and growth plans; Lead the development of scalable, secure, and high-availability fintech platforms (e.g., lending, payments, wallets); Oversee end-to-end architecture, including cloud infrastructure, APIs, and microservices; Ensure full compliance with regulatory requirements (e.g., SAMA, PCI-DSS, data privacy); Drive automation and system optimization, enabling fast onboarding and near real-time transaction processing; Lead and scale high-performing engineering, data, and IT teams; Manage relationships with technology vendors, partners, and regulators; Implement best practices in cybersecurity, data protection, and risk management; Collaborate with Product and Business teams to deliver customer-centric digital solutions; Oversee technology budgeting, cost optimization, and ROI tracking.