Senior Solution Architect — Banking & Digital Transformation

Role Overview We are seeking a highly experienced Solution Architect with 15+ years of extensive experience in IT architecture and solution design within the banking and financial services domain. The ideal candidate will bring deep expertise in architecting Open Finance ecosystems and driving AI-powered automation strategies to transform financial institutions globally. This role demands a strong blend of functional knowledge (50%) and technical expertise (50%), with the ability to bridge complex business requirements with robust, scalable, and secure technical solution designs. The Solution Architect will be responsible for leading architecture and design for Retail banking, mobile banking, onboarding solutions , customer lifecyle management and AI/ML driven solutions. The role requires hands-on experience with cloud platforms (Azure, AWS), microservices, API-led integration, and modern technologies including Kubernetes, Kong, MQ, and Kafka. The candidate should also bring experience in AI/ML frameworks, RPA, and business process automation to drive intelligent transformation initiatives across the enterprise. Key Responsibilities • Lead end-to-end solution architecture and design • Design and implement scalable, secure, and high-performance digital ecosystems using microservices, API-led integration, and event-driven architecture patterns • Architect cloud-native solutions on Azure and AWS, leveraging Kubernetes, Docker, Kong API Gateway, IBM MQ, and Apache Kafka • Define and govern integration and interfacing patterns across core banking systems, payment engines, reconciliation platforms, and surrounding systems • Design STP and Non-STP payment processing flows, rules engine configurations, and bulk/automated payment and reconciliation frameworks • Drive AI/ML-powered automation initiatives using frameworks such as Ollama and LangChain, including NLP model enhancement for IVR automation • Implement robotic process automation (RPA) solutions using Automation Anywhere and Blue Prism to streamline operational processes • Design and optimize business process automation workflows using IBM BPM and Pega, supporting business process re-engineering initiatives • Develop high-performance front-end solutions using React and Angular for digital banking channels, ensuring exceptional user experience • Define and enforce non-functional architecture requirements including scalability, high availability, resilience, performance, and security • Conduct integration and solution design workshops with cross-functional stakeholders, ensuring alignment between business requirements and technical solutions • Develop business process models using UML, wireframes, and mock-ups to translate complex requirements into actionable solution blueprints • Ensure requirement traceability and governance through structured documentation using Word, Excel, Visio, and tools such as JIRA, Confluence, and Azure DevOps • Embed DevOps practices and Agile delivery methodologies to accelerate delivery while maintaining architectural integrity • Align digital application strategies with enterprise architecture standards, ensuring regulatory compliance and sustainable technology modernization • Support full project lifecycle activities from requirements analysis, solution design, build/configuration, testing, UAT, to production rollout • Collaborate with business stakeholders, technology teams, and delivery partners to ensure solution alignment and organizational buy-in Mandatory Skills & Experience • 10+ years of extensive experience in IT Architecture and Solution Design within the banking/financial services domain • Detailed knowledge of Retail banking onboarding processes across different products • Hands-on experience with Azure Cloud, AWS, Microservices Architecture, and API-led Integration • Proficiency in Kubernetes, Kong API Gateway, IBM MQ, and Apache Kafka • Strong experience in integration and interfacing with core banking and surround systems • Deep understanding of non-functional requirements including scalability, security, resilience, and high availability • Experience in payables and receivables management • Proven track record of conducting integration and solution design workshops • Experience STP and Non-STP processes, and AI Driven rules engine setup • 50% Functional and 50% Technical capability — must bridge business requirements with technical solution design • Must have application knowledge in Retail Detail channels • Strong analytical and problem-solving skills with excellent documentation capabilities • Fair understanding of various stages of the project lifecycle including requirements analysis, design, build/configuration, testing, and rollout Preferred / Good-to-have Skills • Experience in AI/ML frameworks such as Ollama and LangChain • Hands-on experience with RPA platforms — Automation Anywhere and Blue Prism • Experience with business process automation tools — IBM BPM and Pega • Proficiency in front-end technologies — React and Angular • Back-end development experience with Spring Boot and Node.js • NLP model development and IVR automation experience • Understanding of any Core Banking systems (e.g., T24, Finacle) • Business Process Management / Re-Engineering experience • Exposure to requirement management tools (JIRA, Confluence, Azure DevOps) • Experience in Open Finance ecosystem architecture • Knowledge of business process modelling tools (UML), mock-ups, and wireframes Show more Show less