Senior Manager, Accounting Policy & Reporting

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. About the Finance team The Finance team ensures Affirm remains financially sound and strategically positioned for growth. Our team manages financial planning, accounting, pricing, vendor management, tax, investor relations, and corporate development. We deliver timely insights, accurate reporting, and careful analysis to support decision-making. From day-to-day financial operations to major investments, we enable sustainable, informed growth by maintaining strong fiscal discipline. About the team The Senior Manager, Accounting Policy & Reporting is a critical leadership role responsible for managing the end-to-end execution of external financial reporting, including the timely and accurate preparation and filing of all SEC reports. This role serves as one of the technical accounting resources for SEC-related transactions, ensuring all external disclosures are fully compliant with U.S. GAAP and SEC regulations from a policy and execution perspective. The Senior Manager will play a vital role in researching complex accounting matters and translating policy into actionable, accurate financial disclosures. What you’ll do 1. Technical Accounting Policy Research and Interpretation - Lead technical research on new and complex U.S. GAAP (FASB) accounting standards, ensuring timely adoption and accurate documentation of the company's position. - Analyze and interpret accounting and regulatory reporting requirements for key domestic and international subsidiaries. - Draft and finalize technical accounting memos to support complex transaction analysis and policy conclusions. Guidance and Consultation - Serve as the primary technical resource for complex or non-routine transactions within designated areas of scope (e.g., M&A, debt/equity offerings), including SEC reporting implications. - Advise business units and functional teams on the practical accounting impacts of new corporate policies and strategic initiatives. - Drive the design and implementation of scalable accounting and reporting processes related to policy application. Policy Development and Governance - Manage the full lifecycle of accounting policies within designated areas of scope, ensuring documentation is clear, current, and consistently applied. - Proactively identify and resolve accounting policy gaps stemming from business changes and evolving US GAAP/SEC/regulatory reporting mandates. Advise business and accounting stakeholders on impacts and work collaboratively to draft new, or revise existing, accounting policies. - Ensure governance and tracking for all subsidiary-specific policy variations and exceptions. 2. Financial Reporting - SEC Reporting: Manage and execute the timely and accurate preparation and filing of external financial reports with the Securities and Exchange Commission (SEC), including Forms 10-K, 10-Q, 8-K, and proxy statements. - Regulatory and Compliance Reporting: Manage and execute the preparation of financial statements and other financial reports to meet statutory, regulatory and compliance reporting requirements. - Disclosure Controls: Manage and execute the preparation of detailed financial statements and footnotes, ensuring accuracy and compliance with all disclosure requirements. - Internal Controls (SOX): Ensure the effective design and operation of internal controls over financial reporting (SOX 404) for the external reporting process, footnotes, and complex technical accounting areas. - Audit Management: Support internal and external audits on technical accounting matters and financial statement reviews. - Board and Audit Committee Communication: Assist with preparing materials for the Audit Committee and Board of Directors on significant accounting policy matters, reporting updates, and emerging risks. 3. Leadership and Development - Project Management: Lead accounting policy and reporting projects and workstreams. This includes reviewing analyses and deliverables and mentoring a high-performing team of accounting professionals focused on policy and external reporting. - Cross-Functional Alignment: Drive process improvements and maintain strong collaboration with various departments to streamline data collection and reporting processes. What we look for - 8-10 years of progressive accounting experience, including Big 4 Audit and direct SEC reporting and technical accounting research experience at a publicly traded company. - Active CPA, CA, or equivalent required. - Deep, current, and comprehensive expertise in U.S. GAAP and SEC reporting rules and regulations (Forms 10-K, 10-Q, Reg S-X/S-K). - Technical accounting experience in one or more of the following areas: loan accounting, securitization, transfers & servicing, consolidation, revenue recognition combined wit

8-10 years of progressive accounting experience, including Big 4 Audit and direct SEC reporting and technical accounting research experience at a publicly traded company. Active CPA, CA, or equivalent required. Deep, current, and comprehensive expertise in U.S. GAAP and SEC reporting rules and regulations (Forms 10-K, 10-Q, Reg S-X/S-K). Technical accounting experience in one or more of the following areas: loan accounting, securitization, transfers & servicing, consolidation, revenue recognition.