Risk Strategist, User Risk Strategy

Who we are About Stripe Stripe is a financial infrastructure platform for businesses. Millions of companies—from the world’s largest enterprises to the most ambitious startups—use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone’s reach while doing the most important work of your career. About the team As Stripe continues to develop innovative products that serve businesses of all sizes around the world, risk will increase in complexity and scale. The User Risk Strategy org protects and advances Stripe’s business, brand, and mission by building and deploying market-leading policies and practices that instill user and partner trust in Stripe while enabling business growth. What you’ll do Under the User Risk Strategy org, you'll be part of the Industry Expansion Strategy team. Our focus is to unlock revenue by strategically expanding supportability for users in highly regulated industries. You'll embed within Sales account teams to provide high-quality risk advisory support to onboard large enterprise users. You'll partner with Compliance, Legal, Financial Partnerships, Product, and Credit Risk to design and execute on custom risk mitigation strategies for users in the Financial Services vertical. You'll also provide expert guidance and analyses to help grow novel business models on Stripe (e.g., predictive markets, P2P money transmission, stablecoin remittance) in a risk-conscious manner. We're looking for someone who is passionate about navigating ambiguity, enabling business growth while balancing risk, and is skilled at identifying ways to improve user experience. Responsibilities - Embed within Sales teams to drive pre-onboarding Risk Due Diligence strategy (incl. AML/KYC and sanctions compliance, creditworthiness) for large, complex Financial Services deals. - You'll partner with Stripe's Sales, Legal, Compliance Product, and Financial Partnerships teams to drive sophisticated solutions and ensure a positive experience for Stripe's largest users. - Evaluate emerging Financial Services use cases for supportability and develop the frameworks that allow Stripe to access these users and markets responsibly. - Perform research and analysis to assess Stripe's current risk performance and develop and prioritize long-term strategic plans for future growth. - Challenge the status quo and provide multiple alternative solutions and key execution criteria. - Represent Stripe in external engagements with our most critical partners and users. - Execute special projects and ad hoc analyses as initiatives, products, risks, and opportunities constantly evolve. Who you are We’re looking for someone who meets the minimum requirements to be considered for the role. If you meet these requirements, you are encouraged to apply. The preferred qualifications are a bonus, not a requirement. Minimum requirements - 5+ years of professional experience, preferably in Financial Services, Payments, or FinTech industries - Familiarity with banking and money movement regulations, including KYC/KYB, AML OFAC compliance, and credit and fraud risk - Experience in a related role (risk, compliance, legal, consulting) - Experience in developing risk strategies and solutions and working with technical (product and engineering) and operations teams to implement them - Ability to distill complex, ambiguous regulatory issues into clear, concise, and reliable guidance for stakeholders and Stripe users - Strong stakeholder management skills, including experience influencing product and engineering, sales, data science, and operations teams - Demonstrated track record of deriving insights from complex or technical problem spaces and evangelizing actionable product recommendations - The ability to take ownership, be accountable, and lead without formal authority - Entrepreneurial and curious mindset, strong communication and interpersonal skills - Ability to operate independently, navigate ambiguity, and solve problems with the end user in mind - Strong desire to work in a fast-paced and innovative environment - Strong analytical skills and operating rigor - Strong executive presence and presentation skills, including experience engaging with leadership Preferred qualifications - Experience overseeing execution and delivery of highly strategic programs - Proven ability to take complex issues and turn them into actionable next steps, hold others accountable, and meet deadlines - Experience in a client-facing role managing relationships with large, global, and complex organizations - Ability to navigate data and people to find answers and drive solutions - A strong understanding of our business and products, and an ability to research and self-start - Familiarity with card network r