Senior Product Manager

Job Requisition ID: 179504 Established in the 1930s as a trading business, Al-Futtaim Group today is one of the most diversified and progressive, privately held regional businesses headquartered in Dubai, United Arab Emirates. Structured into five operating divisions; automotive, financial services, real estate, retail and healthcare; employing more than 35,000 employees across more than 20 countries in the Middle East, Asia and Africa, Al-Futtaim Group partners with over 200 of the world's most admired and innovative brands. Al-Futtaim Group’s entrepreneurship and relentless customer focus enables the organisation to continue to grow and expand; responding to the changing needs of our customers within the societies in which we operate. By upholding our values of respect, excellence, collaboration and integrity; Al-Futtaim Group continues to enrich the lives and aspirations of our customers each and every day. Overview Of The Role: The Senior Product Manager of Financial Services at Blue is responsible for the strategy, roadmap, and execution of financial services offerings, including payments, remittances, embedded finance, credit propositions, and data monetization. The role demands close collaboration with internal teams such as engineering, design, data, and compliance to deliver customer-centric products. Success factors for this role include driving product engagement and revenue growth while ensuring compliance and scalability. The position requires deep domain knowledge in fintech and the ability to influence stakeholders effectively. What You Will Do: Product Strategy & Vision - Define and own the product vision and roadmap for financial services within the Blue ecosystem. - Identify new embedded finance opportunities, including payments, lending, rewards monetization, subscriptions, and insurance. - Translate business strategy into clear product outcomes, KPIs, and success metrics. - Drive customer-first innovation while ensuring regulatory and operational viability. Product Delivery & Execution - Lead end-to-end product lifecycle: discovery, PRD, delivery, launch, and optimization. - Work with engineering squads to prioritize backlogs, manage trade-offs, and ensure timely delivery. - Define functional and non-functional requirements including scalability, security, performance, and compliance. - Run experiments, A/B tests, and continuous optimization post-launch. Financial Services & Compliance - Partner with legal, risk, compliance, and finance teams to ensure products meet regulatory requirements. - Design products that balance customer experience with fraud prevention, KYC, AML, and data privacy needs. - Manage dependencies with banks, PSPs, fintech partners, and regulators. Data, AI & Monetization - Leverage customer data, behavioral signals, and AI insights to personalize financial journeys. - Define monetization models across interchange, float, commissions, subscriptions, and partner revenue. - Use analytics to drive decisions, track funnel performance, and improve unit economics. Stakeholder & Partner Management - Act as the single-threaded owner for financial services products across internal and external stakeholders. - Collaborate with commercial teams on partner propositions and go-to-market strategies. - Present product updates, performance metrics, and strategic proposals to senior leadership. Required Skills To Be Successful: - Product management expertise, particularly in financial services or fintech. - Strong analytical and problem-solving skills with a data-driven mindset. - Excellent communication and stakeholder management abilities. - Ability to work collaboratively with cross-functional teams, including engineering, design, and compliance. What Qualifies You For The Role: - 12+ years of product management experience, including at least 3-5 years in financial services or fintech. - Strong understanding of payments, wallets, rewards, or embedded finance ecosystems. - Proven experience shipping consumer-facing digital products at scale. - Hands-on experience working with engineering, design, and data teams. - Familiarity with regulatory concepts like KYC, AML, PCI, and data privacy. - Excellent communication and stakeholder management skills. We’re here to provide excellent service but a little help from you can ensure a five-star candidate experience from start to finish. Before you click “apply”: Please read the job description carefully to ensure you can confidently demonstrate why this opportunity is right for you and take the time to put together a well-crafted and personalised CV to further boost your visibility. Our global Talent Acquisition team members are all assigned to specific businesses to ensure that we make the best matches between talent and opportunities. We not only consider the requisite compatibility of skills and behaviours, but also how candidates align with our Values of Respect,

12+ years of product management experience, including at least 3-5 years in financial services or fintech. Strong understanding of payments, wallets, rewards, or embedded finance ecosystems. Proven experience shipping consumer-facing digital products at scale. Hands-on experience working with engineering, design, and data teams. Familiarity with regulatory concepts like KYC, AML, PCI, and data privacy. Excellent communication and stakeholder management skills.

Define and own the product vision and roadmap for financial services within the Blue ecosystem. Identify embedded finance opportunities (payments, lending, rewards monetization, subscriptions, insurance). Translate business strategy into product outcomes, KPIs, and success metrics. Lead end-to-end product lifecycle (discovery, PRD, delivery, launch, optimization). Prioritize backlogs with engineering teams, define requirements including scalability, security, performance, and compliance. Run experiments and post-launch optimization. Ensure regulatory compliance with legal, risk, compliance, and finance teams. Manage fraud prevention, KYC, AML, and data privacy needs. Collaborate with banks, PSPs, fintech partners, and regulators. Leverage data and AI insights to personalize financial journeys and define monetization models. Communicate updates and performance metrics to senior leadership.