Senior Finance Manager, Financial & Regulatory Reporting

At Ripple, we’re building a world where value moves like information does today. It’s big, it’s bold, and we’re already doing it. Through our crypto solutions for financial institutions, businesses, governments and developers, we are improving the global financial system and creating greater economic fairness and opportunity for more people, in more places around the world. And we get to do the best work of our career and grow our skills surrounded by colleagues who have our backs. If you’re ready to see your impact and unlock incredible career growth opportunities, join us, and build real world value. THE WORK: We are seeking an experienced Senior Finance Manager to take ownership of the financial reporting and regulatory reporting cycles across our EMEA entities. This is a hands-on role requiring technical depth in financial statement and regulatory reporting preparation, strong project management skills, and the ability to collaborate across international functions to meet strict reporting deadlines. The successful candidate must be a driven, high energy, proactive individual that can work well with internal and external stakeholders at all levels. They will be expected to problem solve, recommend solutions and exercise good business judgment while performing their function. To be successful in this role, you will be highly organized, detail oriented, and able to frequently assess and reorder priorities. You also possess excellent communication and critical thinking skills and can work independently. Additionally, you should have experience working in a dynamic, fast moving environment. WHAT YOU’LL DO: - Audit ownership: End-to-end management of the statutory audit process across multiple entities acting as the primary point of contact for external auditors. - Financial statement preparation: Hands-on preparation of statutory financial statements under IFRS and local GAAPs, including consolidation journals. - Regulatory Reporting filing: Prepare and submit accurate, timely regulatory returns to local regulatory bodies ensuring full compliance with applicable reporting requirements, submission deadlines and internal control frameworks. - Regulatory Change Management: Contribute to regulatory change projects and finance transformation initiatives, representing the regulatory reporting function and ensuring new requirements are embedded into BAU processes and reflected in ongoing submission compliance. - Stakeholder liaison: Coordinate with internal departments (Tax, Treasury, Legal, Compliance & Product) and local finance teams to gather and ensure the accuracy and completeness of data inputs into financial and regulatory reports, challenging data quality issues and driving resolution. - Process improvement: Identify opportunities to streamline financial and regulatory reporting preparation process, improving efficiency and auditability across jurisdictions. - Technical accounting — Where required research and apply technical accounting positions under IFRS and Local GAAPs; document accounting policies and judgements for audit file purposes. WHAT YOU'LL BRING: - Undergraduate degree or higher education in a related field such as accounting or finance. - Professional accounting qualification (ACA, CPA, ACCA, CIMA), ideally with + 10 post-qualification experience. - Proven experience within a regulated financial services business (traditional banking, EMI / payment institutions, or regulated crypto/fintech environments). - Demonstrable experience in the formation and application of regulatory control and governance requirements. - Prior experience operating within FCA, CSSF and/or DFSA regulatory frameworks. - Proven experience managing audit timelines across multiple entities and geographies simultaneously. - Solid knowledge of IFRS & FRS102, experience with other European GAAP is strongly desired. - Experience with ERP or accounting software (Oracle Fusion preferred). - Excellent planning, analytical, interpersonal and communication skills accross all level. - A passion for problem solving, adaptable, able to work autonomously and willing to be hands on. - Ability to rapidly respond to changing priorities. WHO WE ARE: Do Your Best Work - The opportunity to build in a fast-paced start-up environment with experienced industry leaders - A learning environment where you can dive deep into the latest technologies and make an impact. A professional development budget to support other modes of learning. - Thrive in an environment where no matter what race, ethnicity, gender, origin, or culture they identify with, every employee is a respected, valued, and empowered part of the team. - In-office collaboration for moments that matter is important to our culture, and we give managers and teams the flexibility to decide which 10+ days a month they come in. - Bi-weekly all-company meeting - business updates and ask me anything style discussion with our Le

Undergraduate degree or higher in accounting or finance; professional accounting qualification (ACA, CPA, ACCA, CIMA) with ideally +10 post-qualification experience; experience in a regulated financial services environment (traditional banking, EMI/payment institutions, or regulated fintech/crypto); knowledge and application of regulatory control and governance requirements; experience operating within FCA, CSSF and/or DFSA frameworks; proven ability to manage audit timelines across multiple entities and geographies; solid knowledge of IFRS & FRS102, with knowledge of other European GAAP; experience with ERP/accounting software (Oracle Fusion preferred); strong planning, analytical, interpersonal and communication skills; problem-solving mindset, autonomous and hands-on; ability to adapt to changing priorities.