Professional Services Consultant, Risk

At Ripple, we’re building a world where value moves like information does today. It’s big, it’s bold, and we’re already doing it. Through our crypto solutions for financial institutions, businesses, governments and developers, we are improving the global financial system and creating greater economic fairness and opportunity for more people, in more places around the world. And we get to do the best work of our career and grow our skills surrounded by colleagues who have our backs. If you’re ready to see your impact and unlock incredible career growth opportunities, join us, and build real world value. THE WORK: We believe solving complex financial challenges demands more than cutting-edge technology — it requires bold thinkers who can act decisively, move fast, and guide clients through transformation with confidence and creativity. As a Risk Implementation Consultant, you won't just configure software. You will partner with treasury, accounting, and finance teams to understand their most pressing operational challenges, architect scalable solutions, and lead successful implementations across: - Debt & Investments - Derivatives — FX (Forwards, Swaps, Options) & Interest Rate (IRS, Caps, Floors, Collars) - Hedge Accounting (ASC 815 / IFRS 9) - Accounting Workflows & Financial Reporting - Cash Flow & Balance Sheet Hedging The ideal candidate is a powerhouse: creative, energetic, relentlessly solutions-focused, and capable of managing multiple high-stakes priorities without losing momentum. WHAT YOU’LL DO: Lead Discovery & Strategic Consulting Drive high-impact discovery workshops with energy and precision. Uncover client pain points, map business processes, surface accounting requirements, and design the path forward — all while building the trusted relationships that make transformations stick. Architect Bold Solutions Design and document future-state solution architectures that align Ripple Treasury's capabilities with each client's unique business objectives and regulatory requirements. Bring creative problem-solving and technical depth to every engagement — no two clients are the same, and you'll thrive on that challenge. Deliver Across Key Risk Disciplines Debt & Investments Streamline debt lifecycle management, interest accruals, investment accounting, and exposure reporting. Help clients gain crystal-clear visibility into their funding and investment positions. Derivatives — FX & Interest Rate Lead the implementation of comprehensive derivative management solutions that give clients real-time command over their risk exposures. You will serve as a subject matter expert across both foreign exchange and interest rate derivative instruments — helping clients design, automate, and govern their derivative programs with precision and confidence. Foreign Exchange (FX) Derivatives - Configure and manage FX derivative instruments including forwards, swaps, options, and cross-currency swaps within Ripple Treasury - Automate FX exposure identification, aggregation, and netting across multi-entity global organizations - Design and implement FX hedging strategies aligned with client risk policies, including cash flow and balance sheet hedging programs - Streamline end-to-end FX workflows: trade capture, confirmations, settlements, revaluations, and P&L reporting - Support mark-to-market (MTM) valuation and counterparty exposure monitoring Interest Rate Derivatives (IRS) - Implement and manage interest rate derivative instruments including interest rate swaps (IRS), caps, floors, collars, and swaptions - Help clients model and monitor interest rate risk across fixed and floating rate debt portfolios, optimizing their risk-reward profile - Configure accrual calculations, reset schedules, payment processing, and rate fixings for swap portfolios - Support fair value and cash flow hedge accounting for IRS instruments under ASC 815 and IFRS 9, including effectiveness testing and journal entry automation - Deliver MTM valuations, sensitivity analysis, and regulatory reporting support for interest rate derivative programs Hedge Accounting Guide clients through complex hedge accounting requirements under ASC 815 and IFRS. Own designation, effectiveness testing, documentation, and valuation — while helping organizations slash manual processes and stay audit-ready. Accounting & Financial Reporting Partner with Accounting and Finance teams to modernize reporting processes, automate journal entries, and improve reconciliation workflows. Ensure seamless alignment between treasury operations and accounting treatment. Implement with Confidence & Ownership Take a hands-on, high-velocity role configuring and deploying Ripple Treasury solutions. You're a problem solver, a quick thinker, and a multi-tasker who keeps projects moving — and brings them across the finish line. Every time. Lead Through Complexity Serve as the key escalation point during i