Affirm Bank Compliance Lead, CRA and Complaints

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. The Affirm Bank Compliance team builds and leads a robust, independent compliance program that enables responsible innovation. They safeguard customers, ensure adherence to laws, and provide trusted oversight of products and partnerships—empowering Affirm Bank to grow with integrity, transparency, and strong regulatory confidence. This role will be proximal to the Las Vegas, Nevada area and will require occasional in-person meetings and travel. What You’ll Do We’re looking for a strategic, analytical, and proactive CRA Compliance Lead who brings customer empathy and strong judgment to help Affirm Bank grow responsibly and deliver on its mission. - Serve as Affirm Bank’s CRA Officer, leading strategy, analysis, and regulatory reporting to ensure meaningful community impact and strong exam readiness - Build and maintain relationships with community groups in the Clark County, Nevada assessment area, identifying opportunities that support local development and expand access to financial services - Own the consumer complaints program, driving insights, trend analysis, and improvements that enhance customer outcomes and transparency - Provide clear, solutions-oriented compliance advisory to business partners, enabling responsible product innovation and execution - Lead policy and procedure governance, ensuring frameworks are practical, up-to-date, and aligned with regulatory expectations - Navigate complex regulatory environments with sound decision-making, balancing risk management with business priorities - Collaborate cross-functionally to strengthen compliance culture, share knowledge, and drive continuous improvement What We Look For You are a thoughtful, collaborative, and results-oriented compliance leader who owns your craft, builds trust with others, and raises the bar through curiosity and accountability. - Deep expertise in CRA and consumer compliance, with the ability to translate regulations into clear, actionable guidance - Analytical and strategic thinker who uses data and insights to inform decisions and anticipate risk - Proactive and resourceful operator who takes initiative and drives work forward with accountability - Communicative and collaborative partner who builds alignment across teams and engages effectively with regulators and community stakeholders - Customer-oriented mindset with strong empathy for community needs and a passion for fair and responsible banking - Adaptable and resilient in navigating ambiguity, with a continuous learning mindset - Disciplined and reliable in managing governance processes, reporting, and regulatory commitment Base Pay Grade - J Equity Grade - 5 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.) USA base pay range (Nevada) per year: $115,000 - $165,000 Please note that visa sponsorship is not available for this position. Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities. We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: - Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents - Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses - Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge - ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. [For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction reco