Director, Software Engineering (Loans Lifecycle)

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. Affirm's primary business is lending, and the Loans Lifecycle domain is responsible for maintaining the system of record for all loans at Affirm. As we scale into new geographies, products, and funding structures, the complexity and criticality of this domain continues to grow. We are seeking to hire a Director to lead the Loans Lifecycle engineering organization, spanning the Loans Platform, Ledger Engineering, and Financial Reporting teams. What You'll Do - Set the vision and drive execution for the Loans Lifecycle engineering organization at Affirm, encompassing Loans Platform, Ledger Engineering, and Financial Reporting. - Take ownership of core engineering and business outcomes across the domain, including the loan system of record, ledger pipelines, and financial data delivery to accounting systems. - Define and execute the technical roadmap for service-oriented decomposition, platform scalability, and database architecture evolution to support Affirm's growing loan volume across multiple geographies. - Partner with Accounting, Finance, Capital Markets, Product, and Compliance to ensure financial accuracy and regulatory compliance across all loan products. - Balance product expansion efforts — including international launches, new loan types, and card-related capabilities — with foundational platform investments in reliability, correctness, speed, and operational efficiency. - Drive operational excellence across large-scale batch pipelines and online services, establishing robust incident response, pipeline SLA management, and reconciliation processes. - Run a robust development lifecycle, including continuing agentic adoption and acceleration, while improving a culture of operational excellence. - Hire, develop, and retain a high-performing, globally distributed engineering team across multiple sub-teams and technical disciplines. What We Look For - 15+ years of relevant experience in software engineering. - 3+ years managing managers with a track record of high quality manager development. - Experience leading multiple engineering teams spanning backend services and big data/batch pipelines. - Successful track record driving key outcomes that drive the company's success. - Comfortable partnering across disciplines and influencing across a wide variety of leaders. - Experience hiring, growing, and retaining talent. - Strong technical depth in distributed systems, data-intensive applications, and database architecture at scale. - Has domain knowledge in financial systems, lending, accounting, or fintech. Great to have — if you've worked on ledger systems, loan origination and servicing, or financial reconciliation in a lending context. - This position requires either equivalent practical experience or a Bachelor's degree in a related field. Base Pay Grade - T Equity Grade - 18 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.) USA base pay range (CA, WA, NY, NJ, CT) per year: $300,000 - $360,000 USA base pay range (all other U.S. states) per year: $267,000 - $327,000 #LI-Remote Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities. We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: - Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents - Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses - Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge - ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. [For U.S. positions that could be performed in