Senior Compliance Associate

Ready to do the most impactful work of your career? At Coinbase, we are uncompromising on our mission to increase economic freedom. The bar is high, the environment is intense, and we like it that way. This isn't a place for complacency, it’s a place to be pushed past your perceived limits. If you're ready to build the future of finance alongside people who refuse to settle for "good enough," you belong here. Coinbase is a remote-first, but not remote-only company. Expect to get together quarterly for intense in-person working sessions called “surges.” learn more about working at Coinbase. As a Senior Compliance Associate for Coinbase Luxembourg S.A., you'll serve as a strategic advisor and key second-line defender within the Luxembourg Compliance team. This team owns the compliance framework that keeps Coinbase aligned with regulatory obligations across one of our most critical European entities. You'll lead framework development, regulatory advisory, and CCO support, ensuring our compliance posture scales with the business and meets the expectations of Luxembourg regulators. What you'll do: - Lead the drafting, maintenance, and updating of local compliance policies and frameworks, ensuring alignment with EU/Luxembourg regulatory requirements and group-level standards. - Own the Compliance Monitoring Plan and execute thematic reviews across key regulatory obligations, partnering with the Central Compliance Testing & Assurance team to ensure second-line coverage and consistent methodology. - Drive regulatory engagement support by preparing materials for inspections, regulatory queries, and governance bodies, and coordinating annual regulatory reports (e.g., AML Risk Assessment, RC Report, Annual Compliance Summary Report). - Execute consumer protection monitoring across conflict of interest, transparency, and disclosure requirements, and support Compliance by Design reviews for new products and services. - Support the coordination and handling of regulatory reporting obligations and liaise with data teams, and relevant stakeholders for timely reporting. Support the Chief Compliance Officer in overseeing effective AML/CFT implementation, regulatory horizon scanning, and impact assessments for emerging laws and regulations. Required Skills and Experience: - 5-7+ years of compliance experience within an EU-regulated financial institution (e-money institution, payment institution, bank, or MiFID II-regulated entity), with progressive responsibility across multiple compliance disciplines. - Demonstrated working knowledge of EU financial regulations including MiCA, PSD2, AMLD, MiFID II, DORA, and GDPR, with experience applying them to policy drafting, monitoring plans, and regulatory reporting. - Proven track record of preparing materials for and supporting direct engagement with regulators, auditors, and internal governance bodies. - Experience leading compliance monitoring/testing programs and conducting thematic reviews with documented findings and remediation tracking. - Fluency in English required; proficiency in French is a strong advantage for engaging with Luxembourg regulators and local stakeholders. - Familiarity with crypto assets and crypto-related regulatory frameworks (e.g., MiCA implementation) is preferred. - Utilizes generative AI responsibly, maintaining human oversight to deliver business-ready outputs and drive measurable improvements in workflow efficiency, cost, and quality. Position ID: P76022 Pay Transparency Notice: The target annual base salary for this position can range as detailed below. Total compensation may also include equity and bonus eligibility and benefits (including medical, dental, and vision). Annual base salary range (excluding equity and bonus): €109.400—€109.400 EUR - Application Limit: Candidates may submit a maximum of 3 applications within a 6-month period. - Equal Opportunity Employer: Coinbase is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, protected veteran status, or genetic information. Applicants with criminal histories will be considered consistent with applicable federal, state, and local laws. - US Applicants: View Employee Rights, Know Your Rights, and E-Verify Notice of Participation. - Accommodations: If you are an individual with a disability who needs a reasonable accommodation, email us your request and contact info at accommodations[at]coinbase.com. Need screen reading technology? Click here to download a free compatible screen reader and view the tutorial. - Data Privacy & Arbitration: By submitting your application, you agree to our Candidate Privacy Notice. US applicants: By submitting your application, you agree to Arbitration of Disputes. - AI Disclosure: Coinbase is piloting an AI tool based on machine learning technologies to

5-7+ years of compliance experience within an EU-regulated financial institution (e-money institution, payment institution, bank, or MiFID II-regulated entity), with progressive responsibility across multiple compliance disciplines. Demonstrated working knowledge of EU financial regulations including MiCA, PSD2, AMLD, MiFID II, DORA, and GDPR, with experience applying them to policy drafting, monitoring plans, and regulatory reporting. Proven track record of preparing materials for and supporting direct engagement with regulators, auditors, and internal governance bodies. Experience leading compliance monitoring/testing programs and conducting thematic reviews with documented findings and remediation tracking. Fluency in English required; proficiency in French is a strong advantage for engaging with Luxembourg regulators and local stakeholders. Familiarity with crypto assets and crypto-related regulatory frameworks (e.g., MiCA implementation) is preferred. Utilizes generative AI responsibly, maintaining human oversight to deliver business-ready outputs and drive measurable improvements in workflow efficiency, cost, and quality.

Lead the drafting, maintenance, and updating of local compliance policies and frameworks, ensuring alignment with EU/Luxembourg regulatory requirements and group-level standards. Own the Compliance Monitoring Plan and execute thematic reviews across key regulatory obligations, partnering with the Central Compliance Testing & Assurance team to ensure second-line coverage and consistent methodology. Drive regulatory engagement support by preparing materials for inspections, regulatory queries, and governance bodies, and coordinating annual regulatory reports (e.g., AML Risk Assessment, RC Report, Annual Compliance Summary Report). Execute consumer protection monitoring across conflict of interest, transparency, and disclosure requirements, and support Compliance by Design reviews for new products and services. Support the coordination and handling of regulatory reporting obligations and liaise with data teams, and relevant stakeholders for timely reporting. Support the Chief Compliance Officer in overseeing effective AML/CFT implementation, regulatory horizon scanning, and impact assessments for emerging laws and regulations.