Head of Data Science & Asset Risk | Rental & Leasing | Al Futtaim Financial Services

Job Requisition ID: 178944 Established in the 1930s as a trading business, Al-Futtaim Group today is one of the most diversified and progressive, privately held regional businesses headquartered in Dubai, United Arab Emirates. Structured into five operating divisions; automotive, financial services, real estate, retail and healthcare; employing more than 35,000 employees across more than 20 countries in the Middle East, Asia and Africa, Al-Futtaim Group partners with over 200 of the world's most admired and innovative brands. Al-Futtaim Group’s entrepreneurship and relentless customer focus enables the organization to continue to grow and expand; responding to the changing needs of our customers within the societies in which we operate. By upholding our values of respect, excellence, collaboration and integrity; Al-Futtaim Group continues to enrich the lives and aspirations of our customers each and every day Overview Of The Role: - The Head of Data Science & Asset Risk holds a pivotal role within Al-Futtaim's financial services division, responsible for overseeing analytics, forecasting, and risk intelligence. The key purpose is to optimize the company’s automotive and financial services portfolio using data-driven insights. This role combines financial control, risk management, and analytics leadership to support executive and board-level decision-making. Key responsibilities include maintaining market indices and price curves, defining asset risk frameworks, providing risk-driven inputs to capital planning, and acting as the technical authority on asset valuation and risk. Success is measured by the ability to turn data and AI into explainable, regulator-ready financial outcomes and to influence strategic decisions that impact P&L, balance sheet, and return on assets.The position operates at the intersection of CFO-level financial control, CRO-level risk management and CDO-level analytics leadership, supporting executive and Board decision-making across the group. What You Will Do: - Own end-to-end analytics, forecasting, and risk intelligence for the automotive and financial services portfolio. - Turn data, AI, and market intelligence into financial outcomes that drive pricing, leasing, provisioning, capital allocation, and portfolio strategy. - Maintain authoritative market indices, price curves, and forward-looking scenarios for all brands, powertrains, and segments. - Define and enforce the Asset Risk Framework covering market risk, EV transition risk, concentration risk, and volatility. - Provide risk-driven inputs to IFRS9, provisions, ECL, and capital planning. - Ensure all models are auditable, explainable, and regulator-ready. - Act as the single source of truth for portfolio value, forward price risk, stress scenarios, and financial impact of market movements. - Chair the Residual Value & Risk Committees and translate complex analytics into clear financial actions for CFO, CRO, and Executive Management. - Influence vehicle pricing and lease structures, portfolio profitability and risk appetite, provisioning and capital allocation, OEM negotiations, and product launches. - Own the AI-driven asset intelligence platform including data pipelines, forecasting, valuation, and risk models. - Lead a senior team of Data Scientists and Analytics specialists. Required Skills To Be Successful: - Advanced expertise in data science and statistical analysis. - Proficient in risk management and financial modelling. - Strong leadership and team management capabilities. - Excellent communication skills for executive-level reporting and committee participation. What Qualifies You For The Role: - 10+ years of experience in statistics, data science, risk management, pricing, forecasting, or financial modelling. - Experience in automotive, asset finance, banking, insurance, or management of large portfolios. - Demonstrated ownership of models crucial to P&L impact. - Strong background in IFRS9, ECL, stress testing, or portfolio risk management. - Comfortable operating at CFO, CRO, and board level interactions. About Al-Futtaim Group Real Estate The real estate development and operations arm of Al-Futtaim, Al-Futtaim Group Real Estate is responsible for a multi-billion-dollar portfolio across MENA. With high-quality residential, business, retail, tourism, educational and healthcare developments, the master developer caters to the diverse needs of cities and communities in the region. From origination, conception, development, sales, procurement and construction of mega-projects and the leasing, operation and management of these projects after completion, Al-Futtaim Group Real Estate (AFGRE) has been developing and managing owned landbanks, unlocking the economic potential of the region and contributing to future development for more than 40 years. Our focus is to enable and invest in meaningful relationships to make our properties the best places to live and work, b

Required Skills To Be Successful: - Advanced expertise in data science and statistical analysis. - Proficient in risk management and financial modelling. - Strong leadership and team management capabilities. - Excellent communication skills for executive-level reporting and committee participation. What Qualifies You For The Role: - 10+ years of experience in statistics, data science, risk management, pricing, forecasting, or financial modelling. - Experience in automotive, asset finance, banking, insurance, or management of large portfolios. - Demonstrated ownership of models crucial to P&L impact. - Strong background in IFRS9, ECL, stress testing, or portfolio risk management. - Comfortable operating at CFO, CRO, and board level interactions.