# Senior Relationship Manager - Corporate Banking — Kuwait Finance House

Canonical: https://jobxdubai.com/jobs/li-4478229213-senior-relationship-manager-corporate-banking
Location: Manama, Bahrain
Type: full_time · Level: senior
Monthly salary: AED 38,960 to 58,440 per month (estimated, not employer-stated) (UAE salaries are tax-free)
Posted: 2026-10-18
Apply: https://www.linkedin.com/jobs/view/senior-relationship-manager-corporate-banking-at-kuwait-finance-house-4478229213?_l=en

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## Description

KEY RESPONSIBILITIES:

Business Development & Client Acquisition

• Identify, target and originate new corporate banking relationships, with particular focus on established corporates and major business groups.

• Develop and execute account and relationship strategies to grow the Corporate Banking portfolio.

• Maintain an active pipeline of new-to-bank prospects and convert opportunities into sustainable, profitable relationships.

• Leverage existing market relationships and regional/GCC networks to generate new business opportunities.

• Conduct regular client meetings, business reviews, site visits and market engagement.

• Identify opportunities across financing, trade finance, transaction banking, deposits, cash management, treasury and other banking solutions.

• Increase the Bank’s wallet share with existing customers through effective cross-selling and relationship penetration.

Relationship & Portfolio Management

• Act as the primary relationship owner and point of contact for assigned corporate customers.

• Develop a comprehensive understanding of each client’s business model, industry, ownership structure, strategy, financial position and banking requirements.

• Prepare and maintain relationship/account plans for key customers.

• Monitor utilization, profitability, deposits, cross-sell penetration and overall relationship returns.

• Maintain regular senior-level engagement with clients and proactively address their banking requirements.

• Ensure high standards of client service while protecting the Bank’s commercial and risk interests.

• Manage customer retention and identify early opportunities or threats within the portfolio.

Credit Analysis & Financial Assessment

• Undertake comprehensive financial statement and credit analysis, including assessment of profitability, cash flows, leverage, liquidity, debt-servicing capacity and key financial ratios.

• Understand and assess corporate structures, business models, industries, management quality and key credit risks.

• Prepare high-quality credit applications, annual reviews, interim reviews and facility proposals.

• Recommend appropriate facility structures, limits, pricing, tenor, security and financial covenants.

• Demonstrate the ability to assess and structure working capital, bilateral financing, trade facilities, term financing and other corporate credit solutions.

• Monitor customer performance, covenant compliance, account conduct and early-warning indicators.

• Ensure timely renewal of facilities and completion of all required credit documentation.

• Work closely with Credit/Risk while maintaining clear ownership of the commercial proposition and credit rationale.

Product & Cross-Selling

• Originate and cross-sell the Bank’s full suite of Corporate Banking solutions, including:

• Coordinate with product specialists to develop tailored solutions based on customer requirements.

• Maximize customer profitability and wallet share while maintaining appropriate risk-adjusted returns.

Portfolio Performance & Risk Management

• Manage the assigned portfolio against agreed revenue, profitability, asset, liability, cross-sell and credit-quality targets.

• Monitor facility utilization, excesses, past dues, documentation deficiencies and other portfolio exceptions.

• Conduct annual and periodic relationship reviews within prescribed timelines.

• Identify deterioration or emerging risks at an early stage and initiate appropriate corrective actions.

• Maintain strong asset quality and ensure that portfolio growth remains within the Bank’s risk appetite.

• Maintain accurate and up-to-date customer, facility and account information.

Compliance & Governance

• Ensure full compliance with applicable regulatory requirements, KYC/AML standards, sanctions requirements and internal policies.

• Maintain compliance with Sharia principles applicable to Islamic banking products.

• Ensure customer documentation, facility documentation and approvals remain valid, current and complete.

• Adhere to the Bank’s delegated authorities, credit policies, risk appetite and governance framework.

Academic Qualifications – Minimum Requirement

• Bachelor’s degree in finance, Banking, Accounting, Economics, Business Administration or a related discipline.

• Professional credit, banking or financial-analysis qualifications are an advantage.

Minimum Experience

• Minimum 5–8 years of relevant banking experience, with meaningful experience in Corporate Banking relationship management.

• Proven track record in originating, developing and managing corporate banking relationships and portfolios.

• Demonstrated experience in corporate credit assessment and financial statement analysis.

• Strong understanding of corporate financing structures, working-capital requirements, trade finance and transaction banking solutions.

• Demonstrated ability to prepare and present high-quality credit proposals.

• Strong commercial orientation with proven ability to generate new business and deepen existing relationships.

• Strong Bahrain/GCC corporate banking experience is preferred, with regional GCC exposure considered a significant advantage.

• Existing corporate market relationships/network within Bahrain and/or the wider GCC would be highly desirable.

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## Requirements

Bachelor’s degree in finance, Banking, Accounting, Economics, Business Administration or a related discipline. Professional credit, banking or financial-analysis qualifications are an advantage.

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