# Credit Risk Analyst — Vistas Global

Canonical: https://jobxdubai.com/jobs/li-4474986411-credit-risk-analyst
Location: Doha, Qatar
Type: full_time · Level: senior
Monthly salary: AED 8,072 to 12,108 per month (estimated, not employer-stated) (UAE salaries are tax-free)
Posted: 2026-10-06
Apply: https://www.linkedin.com/jobs/view/credit-risk-analyst-at-vistas-global-4474986411?_l=en

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## Description

Role Purpose

Support the delivery of Credit & Risk Excellence initiatives through detailed

analysis, process redesign, policy enhancements, and risk framework

implementation. The role will support the development of RAROC methodologies,

risk appetite frameworks, approval models, and credit process improvements

across sectors, products, and geographies.

The Business Analyst will work closely with Risk, Credit, Finance, and Business

teams to enable data-driven decision-making and strengthen risk governance.

b. Business Domain & Exposure

Credit Risk Management

Wholesale & Corporate Banking

Credit Policy & Governance

Risk Appetite Frameworks

RAROC Analysis

Portfolio Analytics

Credit Approval Frameworks

Sector & Product Risk Management

Credit Process Transformation

Multi-Geography Risk Governance

c. Key Responsibilities

Business Analysis & Risk Assessment

1. Analyze portfolio performance, credit trends, and risk-adjusted returns.

2. Support assessment of sector, product, and geographic risk exposures.

3. Develop insights to support risk and portfolio optimization initiatives.

Credit Process & Policy Enhancement

1. Document and assess current-state credit processes and approval workflows.

2. Identify opportunities for process simplification, standardization, and

automation.

3. Support development and implementation of credit policy enhancements.

RAROC & Risk Analytics

1. Support development of RAROC models and performance measurement

frameworks.

2. Analyze capital utilization, profitability, and portfolio performance metrics.

3. Prepare management reports and portfolio analytics.

Risk Appetite & Approval Framework Support

1. Assist in defining sector-specific and product-specific risk appetite parameters.

2. Support redesign of approval authorities and governance frameworks.

3. Track implementation of risk appetite changes across business units and

geographies

Stakeholder Coordination

1. Coordinate with Risk, Credit, Finance, Business, and Technology teams.

2. Gather and document business requirements for risk initiatives.

3. Support workshops, governance meetings, and implementation activities.

Transformation & Reporting

1. Support delivery of risk transformation initiatives and change programs.

2. Monitor implementation progress and benefits realization.

3. Develop dashboards and reporting to track risk and portfolio performance.

d. Experience & Profile

Experience

1. 7–10 years of banking experience in Credit Risk, Corporate Banking, Risk

Analytics, Credit Governance, or Business Analysis.

2. Experience supporting credit transformation, policy enhancement, or risk

management initiatives.

3. Exposure to portfolio analytics and risk reporting preferred.

Profile

1. Strong understanding of credit risk principles and wholesale banking

portfolios.

2. Knowledge of RAROC, risk-adjusted performance metrics, and portfolio

analytics.

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## Requirements

7–10 years of banking experience in Credit Risk, Corporate Banking, Risk Analytics, Credit Governance, or Business Analysis. Experience supporting credit transformation, policy enhancement, or risk management initiatives. Exposure to portfolio analytics and risk reporting preferred. Strong understanding of credit risk principles and wholesale banking portfolios. Knowledge of RAROC, risk-adjusted performance metrics, and portfolio analytics.

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