# Senior Software Engineer — Mal

Canonical: https://jobxdubai.com/jobs/li-4470095919-senior-software-engineer
Location: Abu Dhabi, UAE
Type: full_time · Level: senior
Monthly salary: AED 30,000 to 60,000 per month (estimated, not employer-stated) (UAE salaries are tax-free)
Posted: 2026-09-25
Apply: https://www.linkedin.com/jobs/view/senior-software-engineer-at-mal-4470095919?_l=en

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## Description

Job Description

Mal is pioneering the future of ethical banking as the world’s first AI-powered, Sharia-compliant neobank. Our mission is to deliver modern, trustworthy, and truly inclusive financial services to Muslims worldwide—combining cutting-edge technology with unwavering ethical values. As a Senior Software Engineer at Mal, you will join a high-caliber team dedicated to building the next generation of digital banking, grounded in Islamic principles and world-class engineering standards.

We are organising around business domains, empowering engineers to own end-to-end problem solving in areas such as Growth, Payments & Core Banking, Cards & Accounts, and Customer domains. We are seeking leaders, not coders—engineers with deep banking experience who are passionate about creating impactful, high-quality solutions that transform how communities experience finance.

Key Responsibilities

• Expect to work with different coding languages, different parts of the repo, and even different stacks. No such a thing as I'm mobile, front or back. We are looking for software engineers who can solve business problems, no matter what

• Lead end-to-end solution design and delivery for a core business domain (Growth, Payments, Cards, Accounts, or Customers)

• Collaborate directly with product, compliance, and design stakeholders to translate business requirements into scalable technical solutions

• Set the bar for code quality, security, and maintainability throughout the software development lifecycle

• Mentor, coach, and guide engineers within your domain to foster a culture of excellence and ethical responsibility

• Drive architectural decisions, ensuring solutions are robust, compliant, and aligned with Islamic financial principles

• Identify and resolve complex technical and business challenges proactively

• Most of the time you will be interacting with multiple different stakeholders and doing work that most would consider "product" or "business" work

• Expect to spend most of your time working on the backend as we adopt backend-driven development

Must-Have Qualifications

• Proven track record delivering complex software solutions in banking or fintech domains

• Deep understanding of banking products, regulatory requirements, and industry best practices

• Demonstrated leadership in cross-functional engineering teams, driving projects from concept to production

• Ability to architect, implement, and optimize solutions independent of tech stack or programming language

• Commitment to delivering secure, reliable, and auditable code

• Strong problem-solving skills with a focus on business outcomes and customer impact

• Excellent communication skills with the ability to collaborate across technical and non-technical teams

• Expert in at least one coding language, no matter which

Nice to Have

• Experience in Islamic banking, finance, or Sharia-compliant products

• Exposure to AI/ML-driven financial services or digital banking platforms

• Familiarity with cloud-native architectures and DevOps practices

• Track record of scaling products in a high-growth startup environment

• Contributions to open source or fintech communities

60-Day Deliverables

• Establish technical direction and delivery plan for your assigned business domain

• Conduct in-depth analysis of existing systems, identifying and addressing key gaps

• Deliver at least one major feature or capability aligned with Mal's business priorities

• Mentor and onboard new engineers, raising the team's technical and ethical standards

• Ensure all domain solutions meet regulatory, security, and Sharia compliance requirements

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## Requirements

Must-Have Qualifications: - Proven track record delivering complex software solutions in banking or fintech domains - Deep understanding of banking products, regulatory requirements, and industry best practices - Demonstrated leadership in cross-functional engineering teams, driving projects from concept to production - Ability to architect, implement, and optimize solutions independent of tech stack or programming language - Commitment to delivering secure, reliable, and auditable code - Strong problem-solving skills with a focus on business outcomes and customer impact - Excellent communication skills with the ability to collaborate across technical and non-technical teams - Expert in at least one coding language, no matter which

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