# Chief Technology Officer (Fintech) — Confidential Careers

Canonical: https://jobxdubai.com/jobs/li-4463436270-chief-technology-officer-fintech
Location: Riyadh, Saudi Arabia
Type: full_time · Level: executive
Monthly salary: AED 78,400 to 117,600 per month (estimated, not employer-stated) (UAE salaries are tax-free)
Posted: 2026-09-29
Apply: https://www.linkedin.com/jobs/view/chief-technology-officer-fintech-at-confidential-careers-4463436270?_l=en

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## Description

Role Summary

The CTO will lead the company’s technology vision, strategy, and execution, ensuring scalable, secure, and high-performing platforms to support rapid growth in the fintech space. The role requires deep expertise in financial technologies, digital lending/payment systems, and regulatory-compliant architectures, with a strong focus on automation, speed-to-market, and customer experience.

Key Responsibilities

• Define and execute the overall technology strategy aligned with business goals and growth plans

• Lead the development of scalable, secure, and high-availability fintech platforms (e.g., lending, payments, wallets)

• Oversee end-to-end architecture, including cloud infrastructure, APIs, and microservices

• Ensure full compliance with regulatory requirements (e.g., SAMA, PCI-DSS, data privacy)

• Drive automation and system optimization, enabling fast onboarding and near real-time transaction processing

• Lead and scale high-performing engineering, data, and IT teams

• Manage relationships with technology vendors, partners, and regulators

• Implement best practices in cybersecurity, data protection, and risk management

• Collaborate with Product and Business teams to deliver customer-centric digital solutions

• Oversee technology budgeting, cost optimization, and ROI tracking

Key Requirements

• Bachelor’s or Master’s degree in Computer Science, Engineering, or related field

• 10–15+ years of experience in technology leadership roles, with a strong focus on fintech

• Proven experience in digital lending, payments, BNPL, or financial platforms

• Strong understanding of fintech regulations and compliance frameworks

• Hands-on experience with cloud platforms (AWS, Azure, or GCP) and modern architectures (microservices, APIs)

• Experience building highly automated platforms with minimal manual intervention

• Strong knowledge of data architecture, analytics, and AI-driven decisioning is a plus

• Demonstrated ability to scale systems and teams in fast-paced environments

Preferred Experience

• Experience in B2C fintech platforms, especially micro-lending or instant loan applications

• Background in delivering fast onboarding and disbursement journeys (e.g., loans within minutes)

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## Requirements

Bachelor’s or Master’s degree in Computer Science, Engineering, or related field; 10–15+ years of experience in technology leadership roles, with a strong focus on fintech; Proven experience in digital lending, payments, BNPL, or financial platforms; Strong understanding of fintech regulations and compliance frameworks; Hands-on experience with cloud platforms (AWS, Azure, or GCP) and modern architectures (microservices, APIs); Experience building highly automated platforms with minimal manual intervention; Strong knowledge of data architecture, analytics, and AI-driven decisioning is a plus; Demonstrated ability to scale systems and teams in fast-paced environments.

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